Charles Schwab Corp
The Charles Schwab Corporation is a leading provider of financial services, with 37.4 million active brokerage accounts, 5.6 million workplace plan participant accounts, 2.1 million banking accounts, and $10.35 trillion in client assets as of May 31, 2025. Through its operating subsidiaries, the company provides a full range of wealth management, securities brokerage, banking, asset management, custody, and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC, https://www.sipc.org ), and its affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent, fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through Schwab Advisor Services. Its primary banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides banking and lending services and products.
Holds 2.9x more cash than debt — a strong balance sheet.
Current Price
$93.77
+1.53%GoodMoat Value
$127.85
36.3% undervaluedCharles Schwab Corp (SCHW) Fair Value
Charles Schwab Corp — Fair Value
SCHW · NYSE · Financial Services
GoodMoat Target
“With earnings of $4.65 per share, Schwab's current valuation at nearly 20 times earnings demands careful scrutiny of whether adequate safety margin exists.”
— In the voice of Graham
What is the Fair Value?
Estimate fair value using the Graham Number, earnings-based model, and PEG-adjusted valuation. Three independent methods averaged together.
Key Metrics
Market Cap
$166.62B
P/E Ratio
19.80
Forward P/E
—
EPS
$4.65
PEG Ratio
0.47
Book Value
$27.81
Dividend Yield
1.40%
Profit Margin
37.01%
ROE
17.91%
Fair Value Estimate
Average Fair Value
$39.59
Upside
-57.8%
Graham Number
√(22.5 × EPS × Book Value)
$53.95
-42.5%
Earnings-Based
Future earnings discounted to present
$63.53
-32.2%
PEG-Adjusted
Fair P/E at PEG ratio of 1.0
$1.30
-98.6%
Adjust Parameters
Charles Schwab Corp (SCHW) Fair Value
Estimate fair value using the Graham Number, earnings-based model, and PEG-adjusted valuation. Three independent methods averaged together.
Charles Schwab Corp is a Financial Services company in the Capital Markets industry, listed on NYSE. Current stock price: $93.77. Market capitalization: $166.62B. EPS: $4.65. P/E ratio: 19.80.
GoodMoat Fair Value target: $127.85. The stock appears 36.3% undervalued based on our blended model.
Use GoodMoat's Fair Value alongside other valuation tools including DCF Calculator, Reverse DCF, Fair Value models, and Quality Score to build a comprehensive investment thesis for Charles Schwab Corp (SCHW). All tools are free to use and powered by real-time financial data.