Charles Schwab Corp
The Charles Schwab Corporation is a leading provider of financial services, with 37.4 million active brokerage accounts, 5.6 million workplace plan participant accounts, 2.1 million banking accounts, and $10.35 trillion in client assets as of May 31, 2025. Through its operating subsidiaries, the company provides a full range of wealth management, securities brokerage, banking, asset management, custody, and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC, https://www.sipc.org ), and its affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent, fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through Schwab Advisor Services. Its primary banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides banking and lending services and products.
Holds 2.9x more cash than debt — a strong balance sheet.
Current Price
$93.77
+1.53%GoodMoat Value
$127.85
36.3% undervaluedCharles Schwab Corp (SCHW) Reverse DCF
Charles Schwab Corp — Reverse DCF
SCHW · NYSE · Financial Services
GoodMoat Target
“At twenty times earnings, Schwab's got the wonderful business part down pat, but wonderful and fairly priced don't always shake hands.”
— In the voice of Buffett
What is the Reverse DCF?
Determine what growth rate the market is pricing in. Compare implied growth against historical performance to identify mispricing.
Key Metrics
Market Cap
$166.62B
P/E Ratio
19.80
Forward P/E
—
EPS
$4.65
PEG Ratio
0.47
Book Value
$27.81
Dividend Yield
1.40%
Profit Margin
37.01%
ROE
17.91%
Reverse DCF Analysis
Implied Growth
7.4%
Market expects reasonable growth aligned with historical averages.
VS BENCHMARKS
At 10% conservative growth:
Fair Value
$108.79
MOS
+14%
Buy Below
$81.59
Adjust Parameters
Charles Schwab Corp (SCHW) Reverse DCF
Determine what growth rate the market is pricing in. Compare implied growth against historical performance to identify mispricing.
Charles Schwab Corp is a Financial Services company in the Capital Markets industry, listed on NYSE. Current stock price: $93.77. Market capitalization: $166.62B. EPS: $4.65. P/E ratio: 19.80.
GoodMoat Fair Value target: $127.85. The stock appears 36.3% undervalued based on our blended model.
Use GoodMoat's Reverse DCF alongside other valuation tools including DCF Calculator, Reverse DCF, Fair Value models, and Quality Score to build a comprehensive investment thesis for Charles Schwab Corp (SCHW). All tools are free to use and powered by real-time financial data.