
Citizens Financial Group Inc
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $220.1 billion in assets as of March 31, 2025. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. Citizens helps its customers reach their potential by listening to them and by understanding their needs in order to offer tailored advice, ideas and solutions. In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a full-service customer contact center and the convenience of approximately 3,100 ATMs and approximately 1,000 branches in 14 states and the District of Columbia. Consumer Banking products and services include a full range of banking, lending, savings, wealth management and small business offerings. In Commercial Banking, Citizens offers a broad complement of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as loan syndication, corporate finance, merger and acquisition, and debt and equity capital markets capabilities.
Holds 1.2x more cash than debt — a strong balance sheet.
Current Price
$60.99
+0.69%GoodMoat Value
$85.16
39.6% undervaluedCitizens Financial Group Inc (CFG) Financial Statements
GoodMoat Analysis
Citizens Financial Group exhibits a mixed but generally stable financial profile for a regional bank. While profitability and cash flow generation are strong, key return metrics like ROE are currently below value investing thresholds. The balance sheet is conservatively leveraged, providing a solid foundation.
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CFG Computed Insights
Income Statement
Balance Sheet
Cash Flow Statement
CFG Financial Statements & Data
Citizens Financial Group Inc (CFG) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of Citizens Financial Group Inc's financial performance and position as a Financial Services company.
Trailing twelve-month (TTM) revenue is $7.64B. Gross profit (TTM) is $7.64B. EBITDA is $2.66B. Earnings per share (EPS) is $3.86. The P/E ratio is 15.52. Market capitalization is $26.19B.
Free cash flow (FCF) is $2.04B. FCF growth rate is 4.08%. EPS growth CAGR is 4.08%. Weighted average cost of capital (WACC) is 10.00%.
Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.
Use Citizens Financial Group Inc's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.