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Cigna Group (The)

Exchange: NYSESector: HealthcareIndustry: Healthcare Plans

Cigna Corporation (Cigna) is a holding company. Cigna is a global health service company, with insurance subsidiaries that are providers of medical, dental, disability, life and accident insurance and related products and services. In the United States, these products and services are offered through employers and other groups, and in selected international markets, Cigna offers supplemental health, life and accident insurance products and international health care coverage and services to businesses, governmental and non-governmental organizations and individuals. Cigna operates in five segments: Health Care, Disability and Life, International, Run-off Reinsurance, and Other Operations, including Corporate-owned Life Insurance. September 2013, Cigna Corporation completed its acquisition of Alegis Care, a portfolio company of Triton Pacific Capital Partners. Effective September 3, 2013, Cigna Corp acquired Home Physicians Management LLC.

Did you know?

Generated $6.9 in free cash flow for every $1 of capital expenditure in FY25.

Current Price

$270.02

+1.01%

GoodMoat Value

$3721.77

1278.3% undervalued
Profile
Valuation (TTM)
Market Cap$72.13B
P/E12.11
EV$92.58B
P/B1.73
Shares Out267.13M
P/Sales0.26
Revenue$274.90B
EV/EBITDA8.15

Cigna Group (The) (CI) Company Profile

GoodMoat Analysis

Based on data as of March 26, 2026

Cigna is a large, established health insurer with a strong market position and a very attractive valuation, trading at a low P/E of 12.1x with a high free cash flow yield of 11.6%. However, its low profit margins and the regulatory nature of its industry present significant risks and limit its competitive moat.

Read full analysis
The Cigna Group operates a managed healthcare and insurance business. It primarily provides health insurance plans to employers and individuals, and also runs a large pharmacy benefit management (PBM) service, which negotiates drug prices for clients. Its customers are a mix of large corporations, smaller businesses, and individual consumers. According to the GoodMoat framework, Cigna's moat is likely built on scale privilege and regulatory barriers. Its massive size (over $72B market cap) and established infrastructure create cost advantages, while operating in a heavily regulated industry with complex licensing creates high entry barriers for new competitors. However, it scores low on other moat criteria like pricing power, as evidenced by its thin profit margin of 2.2%, and faces high disruption risk from government policy changes. A value investor might be interested due to its low valuation multiples, strong free cash flow generation (11.6% yield), and a solid return on equity of 14.3%. Key risks (Section 5 Red Flags) include significant regulatory/geopolitical risk, as healthcare policy is a constant political focus, and potential margin compression from pricing pressures in both insurance and PBM markets. The stock's quality is mixed: its balance sheet is reasonable with a Debt/Equity ratio of 0.75, but its operating margin of 3.3% is low, making it vulnerable to cost increases.

CI Company Information

Cigna Corporation (Cigna) is a holding company. Cigna is a global health service company, with insurance subsidiaries that are providers of medical, dental, disability, life and accident insurance and related products and services. In the United States, these products and services are offered through employers and other groups, and in selected international markets, Cigna offers supplemental health, life and accident insurance products and international health care coverage and services to businesses, governmental and non-governmental organizations and individuals.

Cigna operates in five segments: Health Care, Disability and Life, International, Run-off Reinsurance, and Other Operations, including Corporate-owned Life Insurance. September 2013, Cigna Corporation completed its acquisition of Alegis Care, a portfolio company of Triton Pacific Capital Partners. Effective September 3, 2013, Cigna Corp acquired Home Physicians Management LLC.

Sector

Healthcare

Industry

Healthcare Plans

Exchange

NYSE

Country

Connecticut, USA

CI Key Officers

Key officers data coming soon

CI Company Profile

Cigna Group (The) (CI) is a Healthcare company in the Healthcare Plans industry, listed on NYSE. Headquartered in Connecticut, USA.

Cigna Corporation (Cigna) is a holding company. Cigna is a global health service company, with insurance subsidiaries that are providers of medical, dental, disability, life and accident insurance and related products and services. In the United States, these products and services are offered through employers and other groups, and in selected international markets, Cigna offers supplemental health, life and accident insurance products and international health care coverage and services to businesses, governmental and non-governmental organizations and individuals. Cigna operates in five segments: Health Care, Disability and Life, International, Run-off Reinsurance, and Other Operations, including Corporate-owned Life Insurance. September 2013, Cigna Corporation completed its acquisition of Alegis Care, a portfolio company of Triton Pacific Capital Partners. Effective September 3, 2013, Cigna Corp acquired Home Physicians Management LLC.

Market capitalization: $72.13B. Shares outstanding: 267.1M. Dividend yield: 2.23%.

View the complete company profile for Cigna Group (The) on GoodMoat, including key officers, financial metrics, sector classification, and investment analysis tools. Use the profile alongside GoodMoat's DCF calculator, fair value models, and quality score to evaluate whether CI is a sound investment opportunity.