EFSI Fair Value Estimate
$80.37115.8% undervalued
Blended fair value estimate based on DCF, Graham Number, and earnings-based models.
Eagle Financial Services Inc
Exchange: OTCQXSector: Financial ServicesIndustry: Banks - Regional
Eagle Financial Services, Inc. (Nasdaq CM: EFSI) (the "Company") is a bank holding company that was incorporated in 1991. The Company is headquartered in Berryville, Virginia and conducts its operations through its subsidiary, Bank of Clarke, which is chartered under Virginia law. The Bank of Clarke offers a broad range of commercial banking, retail banking and trust and investment services through its thirteen full-service branches, two loan production offices, one wealth management office and one drive-through only facility located throughout Clarke and Frederick Counties, as well as the City of Winchester, towns of Purcellville and Leesburg and Ashburn, Virginia.
Current Price
$37.24
-0.45%GoodMoat Value
$80.37
115.8% undervaluedProfile
Valuation (TTM)
Market Cap$201.56M
P/E10.65
EV—
P/B1.07
Shares Out5.41M
P/Sales2.48
Revenue$81.12M
EV/EBITDA1.67
Eagle Financial Services Inc (EFSI) Valuation
EFSI Valuation Metrics
FCF$24.39M
FCF Growth Rate15.42%
EPS Growth (CAGR)-2.83%
WACC10.00%
Fair Value Models
Graham Number, PEG-based, and Earnings-based models
View Fair Value →EFSI Valuation & Fair Value Analysis
Eagle Financial Services Inc (EFSI) valuation analysis using multiple fair value methodologies. GoodMoat calculates a blended fair value target using discounted cash flow (DCF) analysis, the Graham Number, and earnings-based valuation models.
The GoodMoat Fair Value target for Eagle Financial Services Inc is $80.37. The current stock price is $37.24, suggesting the stock is 115.8% undervalued.
The price-to-earnings (P/E) ratio is 10.65. Price-to-book ratio is 1.07. Price-to-sales ratio is 2.48. Enterprise value to EBITDA is 1.67. PEG ratio is -0.07.
GoodMoat's valuation models include the Graham Number (based on EPS and book value), an earnings-based model (discounted future EPS), and a PEG-adjusted valuation. The three models are averaged to produce a blended fair value estimate. Use these tools alongside the DCF calculator and reverse DCF to form a comprehensive view of Eagle Financial Services Inc's intrinsic value.