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Midland States Bancorp Inc

Exchange: NASDAQSector: Financial ServicesIndustry: Banks - Regional

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2024, the Company had total assets of approximately $7.53 billion, and its Wealth Management Group had assets under administration of approximately $4.15 billion. The Company provides a full range of commercial and consumer banking products and services and business equipment financing, merchant credit card services, trust and investment management, insurance and financial planning services.

Current Price

$26.55

-0.63%

GoodMoat Value

$38.50

45.0% undervalued
Profile
Valuation (TTM)
Market Cap$557.27M
P/E21.24
EV
P/B0.99
Shares Out20.99M
P/Sales2.03
Revenue$274.47M
EV/EBITDA16.18

Midland States Bancorp Inc (MSBI) Financial Statements

MSBI Financial Data

EBITDA$56.51M
Revenue (TTM)$274.47M
Gross Profit (TTM)$274.47M
Gross Margin
Operating Margin-41.60%
ROE6.22%
ROA0.54%
Debt/Equity0.76
Current Ratio
FCF$120.33M
FCF Yield21.59%
Piotroski F-Score
Rev/Share (TTM)$13.08
50-Day MA$23.48
200-Day MA$19.76
Shares Outstanding0.02B

MSBI Computed Insights

FCF$120.33M
FCF Growth Rate-21.97%
EPS Growth (CAGR)-7.37%
WACC10.00%

Income Statement

Balance Sheet

Cash Flow Statement

MSBI Financial Statements & Data

Midland States Bancorp Inc (MSBI) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of Midland States Bancorp Inc's financial performance and position as a Financial Services company.

Trailing twelve-month (TTM) revenue is $274.47M. Gross profit (TTM) is $274.47M. EBITDA is $56.51M. Earnings per share (EPS) is $-6.12. The P/E ratio is 21.24. Market capitalization is $557.27M.

Free cash flow (FCF) is $120.33M. FCF growth rate is -21.97%. EPS growth CAGR is -7.37%. Weighted average cost of capital (WACC) is 10.00%.

Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.

Use Midland States Bancorp Inc's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.