South Plains Financial Inc
South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services.
Generated $20.9 in free cash flow for every $1 of capital expenditure in FY25.
Current Price
$41.49
+1.00%GoodMoat Value
$134.71
224.7% undervaluedSouth Plains Financial Inc (SPFI) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of South Plains Financial Inc's financial performance and position as a Financial Services company.
Trailing twelve-month (TTM) revenue is $206.69M. Gross profit (TTM) is $206.69M. EBITDA is $79.89M. Earnings per share (EPS) is $3.44. The P/E ratio is 11.53. Market capitalization is $674.12M.
Free cash flow (FCF) is $73.96M. FCF growth rate is 18.51%. EPS growth CAGR is 12.26%. Weighted average cost of capital (WACC) is 10.00%.
Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.
Use South Plains Financial Inc's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.
