Zions Bancorporation N.A
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with approximately $89 billion of total assets at December 31, 2025, and annual net revenue of $3.4 billion in 2025. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small- and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending. In addition, Zions is included in the S&P MidCap 400 and NASDAQ Financial 100 indices.
Free cash flow has been growing at 8.6% annually.
Current Price
$62.63
+1.11%GoodMoat Value
$166.02
165.1% undervaluedZions Bancorporation N.A (ZION) Quality Analysis
ZION Profitability
ZION Growth
ZION Financial Health
ZION Quality & Fundamental Analysis
Zions Bancorporation N.A (ZION) is a Financial Services company in the Banks - Regional industry, listed on NASDAQ. This quality analysis page evaluates Zions Bancorporation N.A's financial health using the Piotroski F-Score methodology, profitability ratios, growth trajectory, and balance sheet strength.
Zions Bancorporation N.A has a Piotroski F-Score of N/A out of 9, measuring profitability, leverage, and operating efficiency. The company operates with a profit margin of 27.14% and a return on equity (ROE) of 12.52%. Return on assets (ROA) stands at 1.01%.
The debt-to-equity ratio is 0.64, Operating margin is 35.47%.
GoodMoat's quality analysis uses AI-powered insights to evaluate whether Zions Bancorporation N.A is a fundamentally sound investment. The GoodMoat Verdict synthesizes profitability, growth, and financial health scores into a clear investment quality rating. Use these metrics alongside valuation tools like the DCF calculator and fair value models to make informed investment decisions.