Atlantic American Corp
Exchange: NASDAQSector: Financial ServicesIndustry: Insurance - Life
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. Its property and casualty insurance products include business automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; and personal property, inland marine, and general liability products. The company also offers surety bond coverage for school bus transportation and subdivision construction, as well as performance and payment bonds. In addition, it provides life and supplemental health products, including ordinary and term life insurance, Medicare supplement, and other accident and health insurance products. The company markets its policies through independent agents. Atlantic American Corporation was founded in 1968 and is headquartered in Atlanta, Georgia.
Did you know?
Generated $20.3 in free cash flow for every $1 of capital expenditure in FY24.
Current Price
$2.53
+5.86%Profile
Valuation (TTM)
Market Cap$51.60M
P/E10.96
EV—
P/B0.52
Shares Out20.40M
P/Sales0.25
Revenue$208.22M
EV/EBITDA5.46
Atlantic American Corp (AAME) Stock Analysis
Market Cap$51.60M
Current Price$2.53
P/E Ratio10.96
Forward P/E—
PEG Ratio-0.09
EPS$-0.23
Book Value$4.88
P/B Ratio0.52
AAME Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 1.5% FCF growth (CAGR)
Cash vs Debt
Net Debt: 2M
Revenue
186M
FY18
198M
FY19
195M
FY20
200M
FY21
188M
FY22
187M
FY23
188M
FY24
Net Income
—
FY18
—
FY19
12M
FY20
4M
FY21
2M
FY22
—
FY23
—
FY24
AAME 52-Week Range
$1.29
$3.53
50-Day MA: $2.67200-Day MA: $2.70
Did you know?
Pays a 0.79% dividend yield.
Atlantic American Corp (AAME) Financial Summary
Atlantic American Corp (AAME) is a Financial Services company in the Insurance - Life industry, listed on NASDAQ. The stock currently trades at $2.53 with a market capitalization of $51.60M.
Key valuation metrics include a P/E ratio of 10.96, price-to-book ratio of 0.52, and EPS of $-0.23. The company reports a profit margin of 2.5% and return on equity of 5.1%.
AAME Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $51.60M |
| P/E Ratio | 10.96 |
| EPS | $-0.23 |
| P/B Ratio | 0.52 |
| P/S Ratio | 0.25 |
| EV/EBITDA | 5.46 |
| Dividend Yield | 0.79% |
| Profit Margin | 2.5% |
| Return on Equity | 5.1% |
| Debt/Equity | 0.38 |
AAME Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY18 | $185.55M | $-704000.00 |
| FY19 | $198.18M | $-386000.00 |
| FY20 | $195.35M | $12.17M |
| FY21 | $199.55M | $4.28M |
| FY22 | $187.85M | $1.52M |
| FY23 | $186.79M | $-171000.00 |
| FY24 | $188.23M | $-4.27M |
AAME Quality Indicators
Atlantic American Corp maintains a profit margin of 2.5% and an operating margin of -1.0%. Return on equity stands at 5.1%. Debt-to-equity ratio is 0.38.
About Atlantic American Corp
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. Its property and casualty insurance products include business automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; and personal property, inland marine, and general liability products. The company also offers surety bond coverage for school bus transportation and subdivision construction, as well as performance and payment bonds. In addition, it provides life and supplemental health products, including ordinary and term life insurance, Medicare supplement, and other accident and health insurance products. The company markets its policies through independent agents. Atlantic American Corporation was founded in 1968 and is headquartered in Atlanta, Georgia.
AAME Free Cash Flow
Atlantic American Corp generated $4.58M in trailing twelve-month free cash flow, representing an FCF yield of 8.87%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
AAME Shares Outstanding
Atlantic American Corp has 0.02 billion shares outstanding at a share price of $2.53, giving it a market capitalization of $51.60M.