Allstate Corp (The)
Exchange: NYSESector: Financial ServicesIndustry: Insurance - Property & Casualty
The Allstate NACDA Good Works Team was established in 2024 to recognize male and female student-athletes annually across all sports and divisions for their leadership in community service, academics and athletics. The initiative surpassed 500 nominees during its inaugural year. Past honorees include women's basketball center Audi Crooks, who launched the Audi Crooks Foundation in 2025 to provide financial assistance and resources to youth engaged in education, athletics and arts programming; Loyola Chicago goalkeeper Aidan Crawford, who founded Special Olympics Loyola University Chicago to support adults with disabilities; Penn State golfer Jami Morris, who launched Hit Fore Hope, a cancer research fundraiser; and Auburn gymnast Sophia Groth, who supported student parents through nonprofit advocacy with Baby Steps. These student-athletes were recognized as Allstate NACDA Good Works Team captains for their leadership and dedication. About Allstate's Impact Through Collegiate Athletics Allstate's longstanding support of collegiate athletics is part of its commitment to empowering young people to lead in their communities. Allstate has been a proud member of the college athletics community for over 20 years through its university and conference sponsorships, academic scholarships, and community impact initiatives. Since 2005, the Allstate Good Hands Nets program has raised millions of dollars in scholarships with every field goal and extra point scored. Allstate recently increased donations per kick, funding more scholarships for student-athletes across all sports. Since 2008, the Allstate Good Works Teams have honored hundreds of student-athletes for their service off the field, supporting causes such as youth empowerment and hunger relief. Allstate is the title sponsor of the Allstate Sugar Bowl, one of the premier events in college football. About NACDA Now in its 61st year, NACDA is the professional and educational Association for more than 24,000 college athletics administrators at more than 2,300 institutions throughout the United States, Canada and Mexico. NACDA manages 19 professional associations and four foundations. In addition to virtual programming, NACDA hosts and/or has a presence at seven major professional development events in-person annually. The NACDA & Affiliates Convention is the largest gathering of collegiate athletics administrators in the country.
Current Price
$221.98
-1.16%GoodMoat Value
$1279.88
476.6% undervaluedProfile
Valuation (TTM)
Market Cap$57.61B
P/E4.79
EV$61.18B
P/B1.88
Shares Out259.54M
P/Sales0.85
Revenue$68.17B
EV/EBITDA3.93
Allstate Corp (The) (ALL) Stock Analysis
GoodMoat Analysis
Allstate appears to be a financially robust, high-return business trading at a seemingly low valuation. Its primary moat stems from its powerful brand and significant scale, though it operates in a competitive industry. The massive discrepancy between the current price and the provided GoodMoat Target suggests a deeply favourable valuation, but this requires careful verification.
Read full analysis
Allstate is a major property and casualty insurer, a business model that generates float from premiums to invest while underwriting risks. Applying the GoodMoat framework, its competitive advantages are anchored in Brand & Culture, given its decades of national brand recognition, and Scale Privilege from its massive customer base and investment portfolio. However, the insurance industry is highly competitive with relatively low switching costs for standard policies, limiting its potential moat score. On quality metrics, Allstate shines with a strong ROE of 33.6%, far exceeding the 15-20% threshold for high returns, and a robust free cash flow yield of 18.4%. Its valuation multiples are low, with a P/E of 5.3 and a debt-to-equity ratio of 0.24 indicating a conservative balance sheet. According to the Decision Framework, the business likely passes the Moat & Quality Gate due to its financial strength. The critical question is valuation: the provided GoodMoat Target of $2,256.54 implies a margin of safety well over 1,000% compared to the current $204.71 price, which would classify it as 'Deeply Undervalued' per the framework's bands. This extreme discrepancy is highly unusual and warrants investigation to confirm the target's methodology and assumptions before any conclusion can be drawn. For a value investor, the combination of high returns and a low headline price makes Allstate a compelling candidate for deeper due diligence, specifically to reconcile the fundamental performance with the extraordinary valuation signal. Analysis based on data as of 2024-05-15.
Market Cap$57.61B
Current Price$221.98
P/E Ratio4.79
Forward P/E—
PEG Ratio0.01
EPS$38.06
Book Value$117.94
P/B Ratio1.88
ALL Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 13.2% FCF growth (CAGR)
Cash vs Debt
Net Debt: 6.8B
Revenue
41.5B
FY19
41.9B
FY20
50.6B
FY21
51.4B
FY22
57.1B
FY23
64.1B
FY24
67.7B
FY25
Net Income
4.8B
FY19
5.6B
FY20
1.6B
FY21
—
FY22
—
FY23
4.7B
FY24
10.3B
FY25
ALL 52-Week Range
$188.14
$224.58
50-Day MA: $212.35200-Day MA: $205.54
Did you know?
Free cash flow has been growing at 13.2% annually.
Allstate Corp (The) (ALL) Financial Summary
Allstate Corp (The) (ALL) is a Financial Services company in the Insurance - Property & Casualty industry, listed on NYSE. The stock currently trades at $221.98 with a market capitalization of $57.61B.
Key valuation metrics include a P/E ratio of 4.79, price-to-book ratio of 1.88, and EPS of $38.06. The company reports a profit margin of 17.8% and return on equity of 39.7%.
ALL Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $57.61B |
| P/E Ratio | 4.79 |
| EPS | $38.06 |
| P/B Ratio | 1.88 |
| P/S Ratio | 0.85 |
| EV/EBITDA | 3.93 |
| Dividend Yield | 1.80% |
| Profit Margin | 17.8% |
| Return on Equity | 39.7% |
| Debt/Equity | 0.24 |
ALL Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $41.54B | $4.85B |
| FY20 | $41.91B | $5.58B |
| FY21 | $50.60B | $1.61B |
| FY22 | $51.41B | $-1.29B |
| FY23 | $57.09B | $-188.00M |
| FY24 | $64.11B | $4.67B |
| FY25 | $67.69B | $10.28B |
Allstate Corp (The) (ALL) Valuation
Based on GoodMoat's DCF model, Allstate Corp (The) has a fair value estimate of $1279.88. At the current price of $221.98, the stock appears 82.7% undervalued relative to our intrinsic value estimate.
ALL Quality Indicators
Allstate Corp (The) maintains a profit margin of 17.8% and an operating margin of 30.9%. Return on equity stands at 39.7%. Debt-to-equity ratio is 0.24.
About Allstate Corp (The)
The Allstate NACDA Good Works Team was established in 2024 to recognize male and female student-athletes annually across all sports and divisions for their leadership in community service, academics and athletics. The initiative surpassed 500 nominees during its inaugural year. Past honorees include women's basketball center Audi Crooks, who launched the Audi Crooks Foundation in 2025 to provide financial assistance and resources to youth engaged in education, athletics and arts programming; Loyola Chicago goalkeeper Aidan Crawford, who founded Special Olympics Loyola University Chicago to support adults with disabilities; Penn State golfer Jami Morris, who launched Hit Fore Hope, a cancer research fundraiser; and Auburn gymnast Sophia Groth, who supported student parents through nonprofit advocacy with Baby Steps. These student-athletes were recognized as Allstate NACDA Good Works Team captains for their leadership and dedication. About Allstate's Impact Through Collegiate Athletics Allstate's longstanding support of collegiate athletics is part of its commitment to empowering young people to lead in their communities. Allstate has been a proud member of the college athletics community for over 20 years through its university and conference sponsorships, academic scholarships, and community impact initiatives. Since 2005, the Allstate Good Hands Nets program has raised millions of dollars in scholarships with every field goal and extra point scored. Allstate recently increased donations per kick, funding more scholarships for student-athletes across all sports. Since 2008, the Allstate Good Works Teams have honored hundreds of student-athletes for their service off the field, supporting causes such as youth empowerment and hunger relief. Allstate is the title sponsor of the Allstate Sugar Bowl, one of the premier events in college football. About NACDA Now in its 61st year, NACDA is the professional and educational Association for more than 24,000 college athletics administrators at more than 2,300 institutions throughout the United States, Canada and Mexico. NACDA manages 19 professional associations and four foundations. In addition to virtual programming, NACDA hosts and/or has a presence at seven major professional development events in-person annually. The NACDA & Affiliates Convention is the largest gathering of collegiate athletics administrators in the country.
ALL Free Cash Flow
Allstate Corp (The) generated $9.88B in trailing twelve-month free cash flow, representing an FCF yield of 17.15%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
ALL Shares Outstanding
Allstate Corp (The) has 0.26 billion shares outstanding at a share price of $221.98, giving it a market capitalization of $57.61B.
ALL Recent Insider Trades
Recent insider transactions at Allstate Corp (The) include:
| Insider | Type | Shares | Value |
|---|---|---|---|
| Rizzo Mario | SELL | 18,578 | $4.06M |
| WILSON THOMAS J (Chairman, President & CEO) | SELL | 2,139 | $444164.85 |
| WILSON THOMAS J (Chairman, President & CEO) | SELL | 9,284 | $1.97M |