Ameriprise Financial Inc
Exchange: NYSESector: Financial ServicesIndustry: Asset Management
At Ameriprise Financial, we have been helping people feel confident about their financial future for more than 130 years 1. With extensive investment advice, global asset management capabilities and insurance solutions, and a nationwide network of more than 10,000 financial advisors, we have the strength and expertise to serve the full range of individual and institutional investors' financial needs. 1 Company founded June 29, 1894 The AdvisorHub Advisors to Watch lists are generated using a combination of (i) an advisor’s scale as a function of assets, production, number of households and team size; (ii) year-over-year growth in assets; and (iii) professionalism, which includes regulatory record, community involvement and team makeup. The number of advisors placed on each list can vary from year to year. Certain awards include a demographic component to qualify. These awards for each applicable year are based on data from the previous two calendar years and are not indicative of this advisor’s/team’s future performance. Neither Ameriprise Financial nor its advisors pay a fee to AdvisorHub in exchange for the ranking or its use. Ameriprise Financial Services, LLC is an Equal Opportunity Employer. Ameriprise Financial cannot guarantee future financial results. Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2025 Ameriprise Financial, Inc. All rights reserved.
Did you know?
Profit margin stands at 19.3%.
Current Price
$433.94
-0.63%GoodMoat Value
$1876.18
332.4% undervaluedProfile
Valuation (TTM)
Market Cap$40.32B
P/E11.32
EV$35.85B
P/B6.16
Shares Out92.91M
P/Sales2.18
Revenue$18.48B
EV/EBITDA7.39
Ameriprise Financial Inc (AMP) Stock Analysis
GoodMoat Analysis
Ameriprise Financial is a high-quality asset manager with a strong competitive position, evidenced by a robust 54.4% ROE and a 19.4% free cash flow yield. The stock appears deeply undervalued based on the platform's target price, but its classification as a financial necessitates a specialized valuation approach.
Read full analysis
Ameriprise Financial is a diversified financial services company primarily focused on asset management, financial planning, and insurance. Applying the GoodMoat framework, the company demonstrates several potential moat sources, including high switching costs for clients in wealth management, a strong brand in financial advice, and a founder-led culture with significant insider ownership. Its financial quality is high, with a Return on Equity of 54.4% far exceeding the 15-20% threshold for high ROIC, a strong operating margin of 26.1%, and a substantial free cash flow yield of 19.4%. The balance sheet shows moderate leverage with a Debt/Equity ratio of 0.9. The Decision Framework's first gate is passed, indicating a business with a durable advantage and fundamental strength. On valuation, the stock trades at a P/E of 11.8, which appears low for its profitability. However, the platform's target price of $1,876.18 suggests a massive margin of safety, classifying it as 'Deeply Undervalued' per the framework's bands. This extreme discrepancy is a critical point for investigation. As a financial firm, valuation requires sector-specific rules, primarily focusing on Price-to-Book value, which is not provided in the current data. Therefore, while the underlying business scores highly on quality and the implied valuation is extraordinarily favourable, a conclusive assessment requires a deeper dive using financial-sector-specific metrics to reconcile the standard DCF output with the company's capital-intensive model.
Market Cap$40.32B
Current Price$433.94
P/E Ratio11.32
Forward P/E—
PEG Ratio-5.81
EPS$36.28
Book Value$70.49
P/B Ratio6.16
AMP Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 24.4% FCF growth (CAGR)
Cash vs Debt
Net Cash: 5.3B
Revenue
13.0B
FY19
11.9B
FY20
13.4B
FY21
14.3B
FY22
15.5B
FY23
17.3B
FY24
18.5B
FY25
Net Income
1.9B
FY19
1.5B
FY20
3.4B
FY21
3.1B
FY22
2.6B
FY23
3.4B
FY24
3.6B
FY25
AMP 52-Week Range
$420.55
$543.89
50-Day MA: $473.98200-Day MA: $488.23
Did you know?
Price sits at 11% of its 52-week range.
Ameriprise Financial Inc (AMP) Financial Summary
Ameriprise Financial Inc (AMP) is a Financial Services company in the Asset Management industry, listed on NYSE. The stock currently trades at $433.94 with a market capitalization of $40.32B.
Key valuation metrics include a P/E ratio of 11.32, price-to-book ratio of 6.16, and EPS of $36.28. The company reports a profit margin of 19.3% and return on equity of 54.4%.
AMP Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $40.32B |
| P/E Ratio | 11.32 |
| EPS | $36.28 |
| P/B Ratio | 6.16 |
| P/S Ratio | 2.18 |
| EV/EBITDA | 7.39 |
| Dividend Yield | 1.48% |
| Profit Margin | 19.3% |
| Return on Equity | 54.4% |
| Debt/Equity | 0.90 |
AMP Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $12.97B | $1.89B |
| FY20 | $11.90B | $1.53B |
| FY21 | $13.38B | $3.42B |
| FY22 | $14.26B | $3.15B |
| FY23 | $15.54B | $2.56B |
| FY24 | $17.26B | $3.40B |
| FY25 | $18.48B | $3.56B |
Ameriprise Financial Inc (AMP) Valuation
Based on GoodMoat's DCF model, Ameriprise Financial Inc has a fair value estimate of $1876.18. At the current price of $433.94, the stock appears 76.9% undervalued relative to our intrinsic value estimate.
AMP Quality Indicators
Ameriprise Financial Inc maintains a profit margin of 19.3% and an operating margin of 26.1%. Return on equity stands at 54.4%. Debt-to-equity ratio is 0.90.
About Ameriprise Financial Inc
At Ameriprise Financial, we have been helping people feel confident about their financial future for more than 130 years 1. With extensive investment advice, global asset management capabilities and insurance solutions, and a nationwide network of more than 10,000 financial advisors, we have the strength and expertise to serve the full range of individual and institutional investors' financial needs. 1 Company founded June 29, 1894 The AdvisorHub Advisors to Watch lists are generated using a combination of (i) an advisor’s scale as a function of assets, production, number of households and team size; (ii) year-over-year growth in assets; and (iii) professionalism, which includes regulatory record, community involvement and team makeup. The number of advisors placed on each list can vary from year to year. Certain awards include a demographic component to qualify. These awards for each applicable year are based on data from the previous two calendar years and are not indicative of this advisor’s/team’s future performance. Neither Ameriprise Financial nor its advisors pay a fee to AdvisorHub in exchange for the ranking or its use. Ameriprise Financial Services, LLC is an Equal Opportunity Employer. Ameriprise Financial cannot guarantee future financial results. Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2025 Ameriprise Financial, Inc. All rights reserved.
AMP Free Cash Flow
Ameriprise Financial Inc generated $8.16B in trailing twelve-month free cash flow, representing an FCF yield of 20.24%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
AMP Shares Outstanding
Ameriprise Financial Inc has 0.09 billion shares outstanding at a share price of $433.94, giving it a market capitalization of $40.32B.
AMP Recent Insider Trades
Recent insider transactions at Ameriprise Financial Inc include:
| Insider | Type | Shares | Value |
|---|---|---|---|
| TRUSCOTT WILLIAM F (CEO, GLOBAL ASSET MANAGEMENT) | SELL | 5,000 | $2.66M |
| Alvero Gumer (PRESIDENT-INSURANCE&ANNUITIES) | SELL | 4,658 | $2.53M |
| Berman Walter Stanley (EXECUTIVE VP AND CFO) | SELL | 7,000 | $3.81M |