ACI Worldwide Inc
ACI Worldwide powers electronic payments for financial institutions, retailers, and processors around the world with software that processes $7 trillion in payments and securities transactions annually. Founded nearly 50 years ago, ACI serves approximately 6,000 organizations in more than 80 countries.
Current Price
$41.66
+1.93%GoodMoat Value
$59.56
43.0% undervaluedACI Worldwide Inc (ACIW) Stock Analysis
ACIW Financial Charts
FCF vs CAPEX
Forward estimates use 18.9% FCF growth (CAGR)
Cash vs Debt
Net Debt: 644M
Revenue
1.3B
FY19
1.3B
FY20
1.4B
FY21
1.4B
FY22
1.5B
FY23
1.6B
FY24
1.8B
FY25
Net Income
67M
FY19
73M
FY20
128M
FY21
142M
FY22
122M
FY23
203M
FY24
227M
FY25
ACIW 52-Week Range
Net income compounded at 22.5% annually over 6 years.
ACI Worldwide Inc (ACIW) Financial Summary
ACI Worldwide Inc (ACIW) is a Technology company in the Software - Infrastructure industry, listed on NASDAQ. The stock currently trades at $41.66 with a market capitalization of $4.24B.
Key valuation metrics include a P/E ratio of 20.56, price-to-book ratio of 2.79, and EPS of $2.16. The company reports a profit margin of 11.5% and return on equity of 13.6%.
ACIW Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $4.24B |
| P/E Ratio | 20.56 |
| EPS | $2.16 |
| P/B Ratio | 2.79 |
| P/S Ratio | 2.37 |
| EV/EBITDA | 10.93 |
| Profit Margin | 11.5% |
| Return on Equity | 13.6% |
| Debt/Equity | 0.55 |
ACIW Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $1.26B | $67.06M |
| FY20 | $1.29B | $72.66M |
| FY21 | $1.37B | $127.79M |
| FY22 | $1.42B | $142.18M |
| FY23 | $1.45B | $121.51M |
| FY24 | $1.59B | $203.12M |
| FY25 | $1.76B | $226.66M |
ACI Worldwide Inc (ACIW) Valuation
Based on GoodMoat's DCF model, ACI Worldwide Inc has a fair value estimate of $59.56. At the current price of $41.66, the stock appears 30.0% undervalued relative to our intrinsic value estimate.
ACIW Quality Indicators
ACI Worldwide Inc maintains a profit margin of 11.5% and an operating margin of 18.7%. Return on equity stands at 13.6%. The current ratio is 1.54. Debt-to-equity ratio is 0.55.
About ACI Worldwide Inc
ACI Worldwide powers electronic payments for financial institutions, retailers, and processors around the world with software that processes $7 trillion in payments and securities transactions annually. Founded nearly 50 years ago, ACI serves approximately 6,000 organizations in more than 80 countries.
ACIW Free Cash Flow
ACI Worldwide Inc generated $309.92M in trailing twelve-month free cash flow, representing an FCF yield of 7.31%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
ACIW Shares Outstanding
ACI Worldwide Inc has 0.10 billion shares outstanding at a share price of $41.66, giving it a market capitalization of $4.24B.