AFRM

Affirm Holdings Inc - Class A

Exchange: NASDAQSector: TechnologyIndustry: Software - Infrastructure

Affirm’s mission is to deliver honest financial products that improve lives. With that in mind, we are building the next generation platform for digital and mobile-first commerce, making it easier for consumers to spend responsibly and with confidence, easier for merchants to convert sales and grow, and easier for commerce to thrive.

Current Price

$65.82

-2.59%

GoodMoat Value

$85.81

30.4% undervalued

Profile

Valuation (TTM)

Market Cap$21.93B

P/E57.33

EV—

P/B7.14

Shares Out333.11M

P/Sales5.52

Revenue$3.97B

EV/EBITDA42.21

Affirm Holdings Inc - Class A (AFRM) Valuation

AFRM Fair Value Estimate

$85.8130.4% undervalued

Blended fair value estimate based on DCF, Graham Number, and earnings-based models.

AFRM Valuation Metrics

FCF$601.72M

FCF Growth Rate—

EPS Growth (CAGR)—

WACC10.00%

Fair Value Models

Graham Number, PEG-based, and Earnings-based models

View Fair Value →

AFRM Valuation & Fair Value Analysis

Affirm Holdings Inc - Class A (AFRM) valuation analysis using multiple fair value methodologies. GoodMoat calculates a blended fair value target using discounted cash flow (DCF) analysis, the Graham Number, and earnings-based valuation models.

The GoodMoat Fair Value target for Affirm Holdings Inc - Class A is $85.81. The current stock price is $65.82, suggesting the stock is 30.4% undervalued.

The price-to-earnings (P/E) ratio is 57.33. Price-to-book ratio is 7.14. Price-to-sales ratio is 5.52. Enterprise value to EBITDA is 42.21. PEG ratio is 0.02.

GoodMoat's valuation models include the Graham Number (based on EPS and book value), an earnings-based model (discounted future EPS), and a PEG-adjusted valuation. The three models are averaged to produce a blended fair value estimate. Use these tools alongside the DCF calculator and reverse DCF to form a comprehensive view of Affirm Holdings Inc - Class A's intrinsic value.