Affirm Holdings Inc - Class A
Exchange: NASDAQSector: TechnologyIndustry: Software - Infrastructure
Affirm’s mission is to deliver honest financial products that improve lives. With that in mind, we are building the next generation platform for digital and mobile-first commerce, making it easier for consumers to spend responsibly and with confidence, easier for merchants to convert sales and grow, and easier for commerce to thrive.
Current Price
$65.82
-2.59%GoodMoat Value
$85.81
30.4% undervaluedProfile
Valuation (TTM)
Market Cap$21.93B
P/E57.33
EV—
P/B7.14
Shares Out333.11M
P/Sales5.52
Revenue$3.97B
EV/EBITDA42.21
Affirm Holdings Inc - Class A (AFRM) Stock Analysis
Market Cap$21.93B
Current Price$65.82
P/E Ratio57.33
Forward P/E—
PEG Ratio0.02
EPS$0.15
Book Value$9.21
P/B Ratio7.14
AFRM Financial Charts
FCF vs CAPEX
FCFCAPEX
Cash vs Debt
Net Debt: 6.1B
Revenue
264M
FY19
510M
FY20
870M
FY21
1.3B
FY22
1.6B
FY23
2.3B
FY24
3.2B
FY25
Net Income
—
FY19
—
FY20
—
FY21
—
FY22
—
FY23
—
FY24
52M
FY25
AFRM 52-Week Range
$42.53
$92.18
50-Day MA: $55.42200-Day MA: $67.60
Did you know?
Trading 30% below its estimated fair value of $85.81.
Affirm Holdings Inc - Class A (AFRM) Financial Summary
Affirm Holdings Inc - Class A (AFRM) is a Technology company in the Software - Infrastructure industry, listed on NASDAQ. The stock currently trades at $65.82 with a market capitalization of $21.93B.
Key valuation metrics include a P/E ratio of 57.33, price-to-book ratio of 7.14, and EPS of $0.15. The company reports a profit margin of 9.6% and return on equity of 12.5%.
AFRM Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $21.93B |
| P/E Ratio | 57.33 |
| EPS | $0.15 |
| P/B Ratio | 7.14 |
| P/S Ratio | 5.52 |
| EV/EBITDA | 42.21 |
| Profit Margin | 9.6% |
| Return on Equity | 12.5% |
| Debt/Equity | 2.55 |
AFRM Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $264.37M | $-120.45M |
| FY20 | $509.53M | $-112.60M |
| FY21 | $870.46M | $-441.03M |
| FY22 | $1.35B | $-707.42M |
| FY23 | $1.59B | $-985.35M |
| FY24 | $2.32B | $-517.76M |
| FY25 | $3.22B | $52.19M |
Affirm Holdings Inc - Class A (AFRM) Valuation
Based on GoodMoat's DCF model, Affirm Holdings Inc - Class A has a fair value estimate of $85.81. At the current price of $65.82, the stock appears 23.3% undervalued relative to our intrinsic value estimate.
AFRM Quality Indicators
Affirm Holdings Inc - Class A maintains a profit margin of 9.6% and an operating margin of -2.7%. Return on equity stands at 12.5%. Debt-to-equity ratio is 2.55.
About Affirm Holdings Inc - Class A
Affirm’s mission is to deliver honest financial products that improve lives. With that in mind, we are building the next generation platform for digital and mobile-first commerce, making it easier for consumers to spend responsibly and with confidence, easier for merchants to convert sales and grow, and easier for commerce to thrive.
AFRM Free Cash Flow
Affirm Holdings Inc - Class A generated $601.72M in trailing twelve-month free cash flow, representing an FCF yield of 2.74%. This moderate FCF yield indicates reasonable cash generation.
AFRM Shares Outstanding
Affirm Holdings Inc - Class A has 0.33 billion shares outstanding at a share price of $65.82, giving it a market capitalization of $21.93B.