ALLY

Ally Financial Inc

Exchange: NYSESector: Financial ServicesIndustry: Credit Services

Ally Financial Inc. is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies.

Current Price

$41.99

-0.90%

GoodMoat Value

$126.01

200.1% undervalued

Profile

Valuation (TTM)

Market Cap$12.98B

P/E10.09

EV—

P/B0.84

Shares Out309.09M

P/Sales1.53

Revenue$8.47B

EV/EBITDA8.21

Ally Financial Inc (ALLY) Valuation

ALLY Fair Value Estimate

$126.01200.1% undervalued

Blended fair value estimate based on DCF, Graham Number, and earnings-based models.

ALLY Valuation Metrics

FCF$3.73B

FCF Growth Rate-1.37%

EPS Growth (CAGR)-13.03%

WACC10.00%

Fair Value Models

Graham Number, PEG-based, and Earnings-based models

View Fair Value →

ALLY Valuation & Fair Value Analysis

Ally Financial Inc (ALLY) valuation analysis using multiple fair value methodologies. GoodMoat calculates a blended fair value target using discounted cash flow (DCF) analysis, the Graham Number, and earnings-based valuation models.

The GoodMoat Fair Value target for Ally Financial Inc is $126.01. The current stock price is $41.99, suggesting the stock is 200.1% undervalued.

The price-to-earnings (P/E) ratio is 10.09. Price-to-book ratio is 0.84. Price-to-sales ratio is 1.53. Enterprise value to EBITDA is 8.21. PEG ratio is -0.05.

GoodMoat's valuation models include the Graham Number (based on EPS and book value), an earnings-based model (discounted future EPS), and a PEG-adjusted valuation. The three models are averaged to produce a blended fair value estimate. Use these tools alongside the DCF calculator and reverse DCF to form a comprehensive view of Ally Financial Inc's intrinsic value.