Ally Financial Inc
Exchange: NYSESector: Financial ServicesIndustry: Credit Services
Ally Financial Inc. is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies.
Current Price
$41.99
-0.90%GoodMoat Value
$126.01
200.1% undervaluedProfile
Valuation (TTM)
Market Cap$12.98B
P/E10.09
EV—
P/B0.84
Shares Out309.09M
P/Sales1.53
Revenue$8.47B
EV/EBITDA8.21
Ally Financial Inc (ALLY) Stock Analysis
Market Cap$12.98B
Current Price$41.99
P/E Ratio10.09
Forward P/E—
PEG Ratio-0.05
EPS$2.37
Book Value$50.14
P/B Ratio0.84
ALLY Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use -1.4% FCF growth (CAGR)
Cash vs Debt
Net Debt: 11.7B
Revenue
6.4B
FY19
6.7B
FY20
8.2B
FY21
8.4B
FY22
8.2B
FY23
8.2B
FY24
7.9B
FY25
Net Income
1.7B
FY19
1.1B
FY20
3.0B
FY21
1.6B
FY22
847M
FY23
558M
FY24
742M
FY25
ALLY 52-Week Range
$32.60
$46.41
50-Day MA: $40.98200-Day MA: $40.73
Did you know?
Trading 200% below its estimated fair value of $126.01.
Ally Financial Inc (ALLY) Financial Summary
Ally Financial Inc (ALLY) is a Financial Services company in the Credit Services industry, listed on NYSE. The stock currently trades at $41.99 with a market capitalization of $12.98B.
Key valuation metrics include a P/E ratio of 10.09, price-to-book ratio of 0.84, and EPS of $2.37. The company reports a profit margin of 15.2% and return on equity of 8.3%.
ALLY Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $12.98B |
| P/E Ratio | 10.09 |
| EPS | $2.37 |
| P/B Ratio | 0.84 |
| P/S Ratio | 1.53 |
| EV/EBITDA | 8.21 |
| Dividend Yield | 2.92% |
| Profit Margin | 15.2% |
| Return on Equity | 8.3% |
| Debt/Equity | 1.40 |
ALLY Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $6.39B | $1.72B |
| FY20 | $6.69B | $1.08B |
| FY21 | $8.21B | $3.00B |
| FY22 | $8.43B | $1.60B |
| FY23 | $8.23B | $847.00M |
| FY24 | $8.18B | $558.00M |
| FY25 | $7.91B | $742.00M |
Ally Financial Inc (ALLY) Valuation
Based on GoodMoat's DCF model, Ally Financial Inc has a fair value estimate of $126.01. At the current price of $41.99, the stock appears 66.7% undervalued relative to our intrinsic value estimate.
ALLY Quality Indicators
Ally Financial Inc maintains a profit margin of 15.2% and an operating margin of 31.9%. Return on equity stands at 8.3%. Debt-to-equity ratio is 1.40.
About Ally Financial Inc
Ally Financial Inc. is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies.
ALLY Free Cash Flow
Ally Financial Inc generated $3.73B in trailing twelve-month free cash flow, representing an FCF yield of 28.73%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
ALLY Shares Outstanding
Ally Financial Inc has 0.31 billion shares outstanding at a share price of $41.99, giving it a market capitalization of $12.98B.