BLFY

Blue Foundry Bancorp

Exchange: NASDAQSector: Financial ServicesIndustry: Banks - Regional

Blue Foundry Bancorp is the holding company for Blue Foundry Bank, a place where things are made, purpose is formed, and ideas are crafted. Headquartered in Rutherford NJ, with presence in Bergen, Essex, Hudson, Middlesex, Morris, Passaic, Somerset and Union counties, Blue Foundry Bank is a full-service, innovative bank serving the doers, movers, and shakers in our communities. We offer individuals and businesses alike the tailored products and services they need to build their futures. With a rich history dating back more than 145 years, Blue Foundry Bank has a longstanding commitment to its customers and communities.

Current Price

$13.24

GoodMoat Value

$13.08

1.2% overvalued

Profile

Valuation (TTM)

Market Cap$274.88M

P/E-27.42

EV—

P/B0.88

Shares Out20.76M

P/Sales5.86

Revenue$46.94M

EV/EBITDA—

Blue Foundry Bancorp (BLFY) Valuation

BLFY Fair Value Estimate

$13.081.2% overvalued

Blended fair value estimate based on DCF, Graham Number, and earnings-based models.

BLFY Valuation Metrics

FCF$-8.31M

FCF Growth Rate—

EPS Growth (CAGR)-50.00%

WACC10.00%

Fair Value Models

Graham Number, PEG-based, and Earnings-based models

View Fair Value →

BLFY Valuation & Fair Value Analysis

Blue Foundry Bancorp (BLFY) valuation analysis using multiple fair value methodologies. GoodMoat calculates a blended fair value target using discounted cash flow (DCF) analysis, the Graham Number, and earnings-based valuation models.

The GoodMoat Fair Value target for Blue Foundry Bancorp is $13.08. The current stock price is $13.24, suggesting the stock is 1.2% overvalued.

The price-to-earnings (P/E) ratio is -27.42. Price-to-book ratio is 0.88. Price-to-sales ratio is 5.86. PEG ratio is -0.55.

GoodMoat's valuation models include the Graham Number (based on EPS and book value), an earnings-based model (discounted future EPS), and a PEG-adjusted valuation. The three models are averaged to produce a blended fair value estimate. Use these tools alongside the DCF calculator and reverse DCF to form a comprehensive view of Blue Foundry Bancorp's intrinsic value.