Blue Foundry Bancorp
Exchange: NASDAQSector: Financial ServicesIndustry: Banks - Regional
Blue Foundry Bancorp is the holding company for Blue Foundry Bank, a place where things are made, purpose is formed, and ideas are crafted. Headquartered in Rutherford NJ, with presence in Bergen, Essex, Hudson, Middlesex, Morris, Passaic, Somerset and Union counties, Blue Foundry Bank is a full-service, innovative bank serving the doers, movers, and shakers in our communities. We offer individuals and businesses alike the tailored products and services they need to build their futures. With a rich history dating back more than 145 years, Blue Foundry Bank has a longstanding commitment to its customers and communities.
Current Price
$13.24
GoodMoat Value
$13.08
1.2% overvaluedProfile
Valuation (TTM)
Market Cap$274.88M
P/E-27.42
EV—
P/B0.88
Shares Out20.76M
P/Sales5.86
Revenue$46.94M
EV/EBITDA—
Blue Foundry Bancorp (BLFY) Stock Analysis
Market Cap$274.88M
Current Price$13.24
P/E Ratio-27.42
Forward P/E—
PEG Ratio-0.55
EPS$-0.51
Book Value$15.06
P/B Ratio0.88
BLFY Financial Charts
FCF vs CAPEX
FCFCAPEX
Cash vs Debt
Net Debt: 281M
Revenue
44M
FY19
38M
FY20
48M
FY21
56M
FY22
44M
FY23
41M
FY24
47M
FY25
Net Income
5M
FY19
—
FY20
—
FY21
2M
FY22
—
FY23
—
FY24
—
FY25
BLFY 52-Week Range
$7.67
$14.54
50-Day MA: $13.10200-Day MA: $11.31
Did you know?
Price sits at 81% of its 52-week range.
Blue Foundry Bancorp (BLFY) Financial Summary
Blue Foundry Bancorp (BLFY) is a Financial Services company in the Banks - Regional industry, listed on NASDAQ. The stock currently trades at $13.24 with a market capitalization of $274.88M.
Key valuation metrics include a P/E ratio of -27.42, price-to-book ratio of 0.88, and EPS of $-0.51. The company reports a profit margin of -21.4% and return on equity of -3.2%.
BLFY Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $274.88M |
| P/E Ratio | -27.42 |
| EPS | $-0.51 |
| P/B Ratio | 0.88 |
| P/S Ratio | 5.86 |
| Profit Margin | -21.4% |
| Return on Equity | -3.2% |
| Debt/Equity | 1.07 |
BLFY Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $44.28M | $5.48M |
| FY20 | $37.76M | $-31.51M |
| FY21 | $47.95M | $-36.34M |
| FY22 | $55.51M | $2.40M |
| FY23 | $44.16M | $-7.40M |
| FY24 | $40.69M | $-11.91M |
| FY25 | $46.94M | $-10.03M |
Blue Foundry Bancorp (BLFY) Valuation
Based on GoodMoat's DCF model, Blue Foundry Bancorp has a fair value estimate of $13.08. At the current price of $13.24, the stock appears 1.2% overvalued relative to our intrinsic value estimate.
BLFY Quality Indicators
Blue Foundry Bancorp maintains a profit margin of -21.4% and an operating margin of -21.4%. Return on equity stands at -3.2%. Debt-to-equity ratio is 1.07.
About Blue Foundry Bancorp
Blue Foundry Bancorp is the holding company for Blue Foundry Bank, a place where things are made, purpose is formed, and ideas are crafted. Headquartered in Rutherford NJ, with presence in Bergen, Essex, Hudson, Middlesex, Morris, Passaic, Somerset and Union counties, Blue Foundry Bank is a full-service, innovative bank serving the doers, movers, and shakers in our communities. We offer individuals and businesses alike the tailored products and services they need to build their futures. With a rich history dating back more than 145 years, Blue Foundry Bank has a longstanding commitment to its customers and communities.
BLFY Free Cash Flow
Blue Foundry Bancorp generated $-8.31M in trailing twelve-month free cash flow, representing an FCF yield of -3.02%. This low FCF yield may reflect heavy reinvestment or growth spending.
BLFY Shares Outstanding
Blue Foundry Bancorp has 0.02 billion shares outstanding at a share price of $13.24, giving it a market capitalization of $274.88M.