Citizens Inc - Class A
Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. Through its customer-centric growth strategy, Citizens offers innovative products to address the evolving needs of its customers in their native languages of Spanish, Portuguese, and Mandarin. The company operates two primary segments: Life Insurance, where the Company is a market leader in life insurance and accident and health insurance in Spanish, Portuguese and Mandarin in the United States, Latin America, and Asia and Home Services, which operates primarily in the U.S. Gulf coast region.
Current Price
$5.22
-0.76%GoodMoat Value
$7.49
43.6% undervaluedCitizens Inc - Class A (CIA) Quality Analysis
CIA Profitability
CIA Growth
CIA Financial Health
CIA Quality & Fundamental Analysis
Citizens Inc - Class A (CIA) is a Financial Services company in the Insurance - Life industry, listed on NYSE. This quality analysis page evaluates Citizens Inc - Class A's financial health using the Piotroski F-Score methodology, profitability ratios, growth trajectory, and balance sheet strength.
Citizens Inc - Class A has a Piotroski F-Score of N/A out of 9, measuring profitability, leverage, and operating efficiency. The company operates with a profit margin of 7.12% and a return on equity (ROE) of 7.87%. Return on assets (ROA) stands at 1.05%.
Operating margin is 6.83%.
GoodMoat's quality analysis uses AI-powered insights to evaluate whether Citizens Inc - Class A is a fundamentally sound investment. The GoodMoat Verdict synthesizes profitability, growth, and financial health scores into a clear investment quality rating. Use these metrics alongside valuation tools like the DCF calculator and fair value models to make informed investment decisions.