Citizens Inc - Class A
Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. Through its customer-centric growth strategy, Citizens offers innovative products to address the evolving needs of its customers in their native languages of Spanish, Portuguese, and Mandarin. The company operates two primary segments: Life Insurance, where the Company is a market leader in life insurance and accident and health insurance in Spanish, Portuguese and Mandarin in the United States, Latin America, and Asia and Home Services, which operates primarily in the U.S. Gulf coast region.
Current Price
$5.22
-0.76%GoodMoat Value
$7.49
43.6% undervaluedCitizens Inc - Class A (CIA) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of Citizens Inc - Class A's financial performance and position as a Financial Services company.
Trailing twelve-month (TTM) revenue is $259.68M. Gross profit (TTM) is $102.04M. EBITDA is $22.38M. Earnings per share (EPS) is $0.28. The P/E ratio is 14.21. Market capitalization is $262.56M.
Free cash flow (FCF) is $17.54M. FCF growth rate is -20.92%. EPS growth CAGR is -17.52%. Weighted average cost of capital (WACC) is 10.00%.
Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.
Use Citizens Inc - Class A's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.
