Citizens First Corp
DELISTED - Citizens First Corporation is a bank holding company headquartered in Bowling Green, Kentucky and established in 1999. The Company has branch offices located in Barren, Hart, Simpson and Warren Counties in Kentucky, and a loan production office in Williamson County, Tennessee.
Current Price
$25.68
GoodMoat Value
$58.79
128.9% undervaluedCitizens First Corp (CZFC) Quality Analysis
CZFC Profitability
CZFC Growth
CZFC Financial Health
CZFC Quality & Fundamental Analysis
Citizens First Corp (CZFC) is a Financial Services company in the Banks - Regional industry, listed on NASDAQ. This quality analysis page evaluates Citizens First Corp's financial health using the Piotroski F-Score methodology, profitability ratios, growth trajectory, and balance sheet strength.
Citizens First Corp has a Piotroski F-Score of N/A out of 9, measuring profitability, leverage, and operating efficiency. The company operates with a profit margin of 25.30% and a return on equity (ROE) of 9.70%. Return on assets (ROA) stands at 1.02%.
The debt-to-equity ratio is 0.70, Operating margin is 30.97%.
GoodMoat's quality analysis uses AI-powered insights to evaluate whether Citizens First Corp is a fundamentally sound investment. The GoodMoat Verdict synthesizes profitability, growth, and financial health scores into a clear investment quality rating. Use these metrics alongside valuation tools like the DCF calculator and fair value models to make informed investment decisions.