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Citizens First Corp

Exchange: NASDAQSector: Financial ServicesIndustry: Banks - Regional

DELISTED - Citizens First Corporation is a bank holding company headquartered in Bowling Green, Kentucky and established in 1999. The Company has branch offices located in Barren, Hart, Simpson and Warren Counties in Kentucky, and a loan production office in Williamson County, Tennessee.

Current Price

$25.68

GoodMoat Value

$58.79

128.9% undervalued
Profile
Valuation (TTM)
Market Cap$65.17M
P/E13.43
EV
P/B1.30
Shares Out2.54M
P/Sales3.40
Revenue$19.19M
EV/EBITDA11.67

Citizens First Corp (CZFC) Financial Statements

CZFC Financial Data

EBITDA$6.37M
Revenue (TTM)$19.19M
Gross Profit (TTM)$19.19M
Gross Margin
Operating Margin30.97%
ROE9.70%
ROA1.02%
Debt/Equity0.70
Current Ratio
FCF$5.96M
FCF Yield9.15%
Piotroski F-Score
Rev/Share (TTM)$7.56
50-Day MA
200-Day MA
Shares Outstanding0.00B

CZFC Computed Insights

FCF$5.96M
FCF Growth Rate-1.87%
EPS Growth (CAGR)7.21%
WACC10.00%

Income Statement

Balance Sheet

Cash Flow Statement

CZFC Financial Statements & Data

Citizens First Corp (CZFC) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of Citizens First Corp's financial performance and position as a Financial Services company.

Trailing twelve-month (TTM) revenue is $19.19M. Gross profit (TTM) is $19.19M. EBITDA is $6.37M. Earnings per share (EPS) is $1.90. The P/E ratio is 13.43. Market capitalization is $65.17M.

Free cash flow (FCF) is $5.96M. FCF growth rate is -1.87%. EPS growth CAGR is 7.21%. Weighted average cost of capital (WACC) is 10.00%.

Historical revenue data covers 7 years from FY12 to FY18. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.

Use Citizens First Corp's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.