Citizens Community Bancorp Inc MD
Citizens Community Bancorp, Inc. is a unitary savings and loan holding company. Its primary activities consist of holding the stock of its wholly owned subsidiary bank, Citizens Community Federal (the Bank), and providing consumer banking activities through the Bank. At September 30, 2010, the Company had approximately $594 million in total assets, $476 million in deposits, and $50 million in equity. The Bank is a federally chartered stock savings institution with 26 full-service offices, eight locations and 18 in-store branches, in Wal-Mart Supercenter branches. Through all of its branch locations, the Bank provides a range of consumer banking products and services to customers primarily in Wisconsin, Minnesota and Michigan.
Current Price
$20.58
-1.67%GoodMoat Value
$32.04
55.7% undervaluedCitizens Community Bancorp Inc MD (CZWI) Quality Analysis
CZWI Profitability
CZWI Growth
CZWI Financial Health
CZWI Quality & Fundamental Analysis
Citizens Community Bancorp Inc MD (CZWI) is a Financial Services company in the Banks - Regional industry, listed on NASDAQ. This quality analysis page evaluates Citizens Community Bancorp Inc MD's financial health using the Piotroski F-Score methodology, profitability ratios, growth trajectory, and balance sheet strength.
Citizens Community Bancorp Inc MD has a Piotroski F-Score of N/A out of 9, measuring profitability, leverage, and operating efficiency. The company operates with a profit margin of 24.43% and a return on equity (ROE) of 7.97%. Return on assets (ROA) stands at 0.84%.
The debt-to-equity ratio is 0.28, Operating margin is 28.89%.
GoodMoat's quality analysis uses AI-powered insights to evaluate whether Citizens Community Bancorp Inc MD is a fundamentally sound investment. The GoodMoat Verdict synthesizes profitability, growth, and financial health scores into a clear investment quality rating. Use these metrics alongside valuation tools like the DCF calculator and fair value models to make informed investment decisions.