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Citizens Community Bancorp Inc MD

Exchange: NASDAQSector: Financial ServicesIndustry: Banks - Regional

Citizens Community Bancorp, Inc. is a unitary savings and loan holding company. Its primary activities consist of holding the stock of its wholly owned subsidiary bank, Citizens Community Federal (the Bank), and providing consumer banking activities through the Bank. At September 30, 2010, the Company had approximately $594 million in total assets, $476 million in deposits, and $50 million in equity. The Bank is a federally chartered stock savings institution with 26 full-service offices, eight locations and 18 in-store branches, in Wal-Mart Supercenter branches. Through all of its branch locations, the Bank provides a range of consumer banking products and services to customers primarily in Wisconsin, Minnesota and Michigan.

Current Price

$20.58

-1.67%

GoodMoat Value

$32.04

55.7% undervalued
Profile
Valuation (TTM)
Market Cap$198.16M
P/E13.23
EV
P/B1.05
Shares Out9.63M
P/Sales3.23
Revenue$61.30M
EV/EBITDA4.89

Citizens Community Bancorp Inc MD (CZWI) Financial Statements

CZWI Financial Data

EBITDA$20.59M
Revenue (TTM)$61.30M
Gross Profit (TTM)$61.30M
Gross Margin
Operating Margin28.89%
ROE7.97%
ROA0.84%
Debt/Equity0.28
Current Ratio
FCF$10.38M
FCF Yield5.24%
Piotroski F-Score
Rev/Share (TTM)$6.37
50-Day MA$19.94
200-Day MA$17.59
Shares Outstanding0.01B

CZWI Computed Insights

FCF$10.38M
FCF Growth Rate8.50%
EPS Growth (CAGR)7.27%
WACC10.00%

Income Statement

Balance Sheet

Cash Flow Statement

CZWI Financial Statements & Data

Citizens Community Bancorp Inc MD (CZWI) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of Citizens Community Bancorp Inc MD's financial performance and position as a Financial Services company.

Trailing twelve-month (TTM) revenue is $61.30M. Gross profit (TTM) is $61.30M. EBITDA is $20.59M. Earnings per share (EPS) is $1.46. The P/E ratio is 13.23. Market capitalization is $198.16M.

Free cash flow (FCF) is $10.38M. FCF growth rate is 8.50%. EPS growth CAGR is 7.27%. Weighted average cost of capital (WACC) is 10.00%.

Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.

Use Citizens Community Bancorp Inc MD's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.