Fair Isaac Corp
Exchange: NYSESector: TechnologyIndustry: Software - Application
Fair Isaac Corporation (FICO) provides products and services that enable businesses to automate, improve and connect decisions to enhance business performance. The Company operates in three segments: Applications, which include pre-configured Decision Management applications designed for a specific type of business problem or process; Scores, which includes the Company's business-to-business scoring solutions and services, its myFICO solutions for consumers, and associated professional services, and Tools segment, which include software tools that clients can use to create their own custom Decision Management applications, as well as associated professional services. In May 2012, the Company acquired Entiera Inc. In September 2012, it acquired Adeptra Ltd. On April 1, 2013, FICO acquired Infoglide Software Corp.
Current Price
$1098.59
+2.01%GoodMoat Value
$1039.57
5.4% overvaluedProfile
Valuation (TTM)
Market Cap$26.06B
P/E34.31
EV—
P/B—
Shares Out23.72M
P/Sales11.55
Revenue$2.26B
EV/EBITDA25.17
Fair Isaac Corp (FICO) Stock Analysis
Market Cap$26.06B
Current Price$1098.59
P/E Ratio34.31
Forward P/E—
PEG Ratio0.51
EPS$26.54
Book Value$-73.59
P/B Ratio—
FICO Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 20.9% FCF growth (CAGR)
Cash vs Debt
Net Debt: 2.9B
Revenue
1.2B
FY19
1.3B
FY20
1.3B
FY21
1.4B
FY22
1.5B
FY23
1.7B
FY24
2.0B
FY25
Net Income
192M
FY19
236M
FY20
392M
FY21
374M
FY22
429M
FY23
513M
FY24
652M
FY25
FICO 52-Week Range
$922.37
$2206.01
50-Day MA: $1086.25200-Day MA: $1450.14
Did you know?
Price sits at 14% of its 52-week range.
Fair Isaac Corp (FICO) Financial Summary
Fair Isaac Corp (FICO) is a Technology company in the Software - Application industry, listed on NYSE. The stock currently trades at $1098.59 with a market capitalization of $26.06B.
Key valuation metrics include a P/E ratio of 34.31, and EPS of $26.54. The company reports a profit margin of 33.7%.
FICO Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $26.06B |
| P/E Ratio | 34.31 |
| EPS | $26.54 |
| P/S Ratio | 11.55 |
| EV/EBITDA | 25.17 |
| Profit Margin | 33.7% |
FICO Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $1.16B | $192.12M |
| FY20 | $1.29B | $236.41M |
| FY21 | $1.32B | $392.08M |
| FY22 | $1.38B | $373.54M |
| FY23 | $1.51B | $429.38M |
| FY24 | $1.72B | $512.81M |
| FY25 | $1.99B | $651.95M |
Fair Isaac Corp (FICO) Valuation
Based on GoodMoat's DCF model, Fair Isaac Corp has a fair value estimate of $1039.57. At the current price of $1098.59, the stock appears 5.7% overvalued relative to our intrinsic value estimate.
FICO Quality Indicators
Fair Isaac Corp maintains a profit margin of 33.7% and an operating margin of 46.5%. The current ratio is 0.83.
About Fair Isaac Corp
Fair Isaac Corporation (FICO) provides products and services that enable businesses to automate, improve and connect decisions to enhance business performance. The Company operates in three segments: Applications, which include pre-configured Decision Management applications designed for a specific type of business problem or process; Scores, which includes the Company's business-to-business scoring solutions and services, its myFICO solutions for consumers, and associated professional services, and Tools segment, which include software tools that clients can use to create their own custom Decision Management applications, as well as associated professional services. In May 2012, the Company acquired Entiera Inc. In September 2012, it acquired Adeptra Ltd. On April 1, 2013, FICO acquired Infoglide Software Corp.
FICO Free Cash Flow
Fair Isaac Corp generated $739.40M in trailing twelve-month free cash flow, representing an FCF yield of 2.84%. This moderate FCF yield indicates reasonable cash generation.
FICO Shares Outstanding
Fair Isaac Corp has 0.02 billion shares outstanding at a share price of $1098.59, giving it a market capitalization of $26.06B.
FICO Recent Insider Trades
Recent insider transactions at Fair Isaac Corp include:
| Insider | Type | Shares | Value |
|---|---|---|---|
| Manolis Eva (Director) | SELL | 520 | $638367.60 |
| Rees Joanna (Director) | SELL | 358 | $486880.00 |
| Weber Steven P. (Executive Vice President & CFO) | SELL | 1,426 | $2.58M |