LendingClub Corp
LendingClub Bank (soon to be Happen Bank TM ) is a digital bank built for the Motivated Middle: high-FICO, high-income, digitally savvy consumers actively managing their financial lives. Our difference? We make it easy for them to access award-winning products that help them keep more of what they earn and earn more on what they save. Our products are aligned by design to reward our five million plus members when they take positive financial steps, like saving regularly or making loan payments on time. Our success is fueled by our advanced credit underwriting, a proprietary technology platform engineered for innovation, and a marketplace bank model that drives value for members, loan investors, and shareholders alike. The result is affordable credit, meaningful value, and a trusted banking relationship delivered consistently and profitably at scale. As we look to our next chapter, we're choosing a name that reflects why we exist: to clear the way for our members to make it happen.
Capital expenditures increased by 158% from FY24 to FY25.
Current Price
$17.06
-0.06%GoodMoat Value
$6.20
63.7% overvaluedLendingClub Corp (LC) Quality Analysis
LC Profitability
LC Growth
LC Financial Health
LC Quality & Fundamental Analysis
LendingClub Corp (LC) is a Financial Services company in the Credit Services industry, listed on NYSE. This quality analysis page evaluates LendingClub Corp's financial health using the Piotroski F-Score methodology, profitability ratios, growth trajectory, and balance sheet strength.
LendingClub Corp has a Piotroski F-Score of N/A out of 9, measuring profitability, leverage, and operating efficiency. The company operates with a profit margin of 16.99% and a return on equity (ROE) of 11.70%. Return on assets (ROA) stands at 1.52%.
Operating margin is 17.72%.
GoodMoat's quality analysis uses AI-powered insights to evaluate whether LendingClub Corp is a fundamentally sound investment. The GoodMoat Verdict synthesizes profitability, growth, and financial health scores into a clear investment quality rating. Use these metrics alongside valuation tools like the DCF calculator and fair value models to make informed investment decisions.