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LendingClub Corp

Exchange: NYSESector: Financial ServicesIndustry: Credit Services

LendingClub Bank (soon to be Happen Bank TM ) is a digital bank built for the Motivated Middle: high-FICO, high-income, digitally savvy consumers actively managing their financial lives. Our difference? We make it easy for them to access award-winning products that help them keep more of what they earn and earn more on what they save. Our products are aligned by design to reward our five million plus members when they take positive financial steps, like saving regularly or making loan payments on time. Our success is fueled by our advanced credit underwriting, a proprietary technology platform engineered for innovation, and a marketplace bank model that drives value for members, loan investors, and shareholders alike. The result is affordable credit, meaningful value, and a trusted banking relationship delivered consistently and profitably at scale. As we look to our next chapter, we're choosing a name that reflects why we exist: to clear the way for our members to make it happen.

Did you know?

Capital expenditures increased by 158% from FY24 to FY25.

Current Price

$17.06

-0.06%

GoodMoat Value

$6.20

63.7% overvalued
Profile
Valuation (TTM)
Market Cap$1.96B
P/E11.19
EV
P/B1.31
Shares Out115.18M
P/Sales1.90
Revenue$1.03B
EV/EBITDA3.90

LendingClub Corp (LC) Financial Statements

LC Financial Data

EBITDA$293.38M
Revenue (TTM)$1.03B
Gross Profit (TTM)$1.03B
Gross Margin
Operating Margin17.72%
ROE11.70%
ROA1.52%
Debt/Equity
Current Ratio
FCF$-2.87B
FCF Yield-145.92%
Piotroski F-Score
Rev/Share (TTM)$8.97
50-Day MA$15.35
200-Day MA$16.71
Shares Outstanding0.12B

LC Computed Insights

FCF$-2.87B
FCF Growth Rate
EPS Growth (CAGR)-22.34%
WACC10.00%

Income Statement

Balance Sheet

Cash Flow Statement

LC Financial Statements & Data

LendingClub Corp (LC) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of LendingClub Corp's financial performance and position as a Financial Services company.

Trailing twelve-month (TTM) revenue is $1.03B. Gross profit (TTM) is $1.03B. EBITDA is $293.38M. Earnings per share (EPS) is $1.16. The P/E ratio is 11.19. Market capitalization is $1.96B.

Free cash flow (FCF) is $-2.87B. EPS growth CAGR is -22.34%. Weighted average cost of capital (WACC) is 10.00%.

Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.

Use LendingClub Corp's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.