OMF

OneMain Holdings Inc

Exchange: NYSESector: Financial ServicesIndustry: Credit Services

OneMain Financial is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We empower our customers to solve today's problems and reach a better financial future through personalized solutions across 48 states, available online and in more than 1,300 locations. OneMain is committed to making a positive impact on the people and the communities we serve.

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Pays a 7.72% dividend yield.

Current Price

$55.19

-2.47%

GoodMoat Value

$375.07

579.6% undervalued

Profile

Valuation (TTM)

Market Cap$6.47B

P/E8.12

EV—

P/B1.90

Shares Out117.15M

P/Sales2.17

Revenue$2.98B

EV/EBITDA20.79

OneMain Holdings Inc (OMF) Valuation

OMF Fair Value Estimate

$375.07579.6% undervalued

Blended fair value estimate based on DCF, Graham Number, and earnings-based models.

OMF Valuation Metrics

FCF$3.13B

FCF Growth Rate4.82%

EPS Growth (CAGR)-1.46%

WACC10.00%

Fair Value Models

Graham Number, PEG-based, and Earnings-based models

View Fair Value →

OMF Valuation & Fair Value Analysis

OneMain Holdings Inc (OMF) valuation analysis using multiple fair value methodologies. GoodMoat calculates a blended fair value target using discounted cash flow (DCF) analysis, the Graham Number, and earnings-based valuation models.

The GoodMoat Fair Value target for OneMain Holdings Inc is $375.07. The current stock price is $55.19, suggesting the stock is 579.6% undervalued.

The price-to-earnings (P/E) ratio is 8.12. Price-to-book ratio is 1.90. Price-to-sales ratio is 2.17. Enterprise value to EBITDA is 20.79. PEG ratio is 1.04.

GoodMoat's valuation models include the Graham Number (based on EPS and book value), an earnings-based model (discounted future EPS), and a PEG-adjusted valuation. The three models are averaged to produce a blended fair value estimate. Use these tools alongside the DCF calculator and reverse DCF to form a comprehensive view of OneMain Holdings Inc's intrinsic value.