OneMain Holdings Inc
Exchange: NYSESector: Financial ServicesIndustry: Credit Services
OneMain Financial is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We empower our customers to solve today's problems and reach a better financial future through personalized solutions across 48 states, available online and in more than 1,300 locations. OneMain is committed to making a positive impact on the people and the communities we serve.
Did you know?
Pays a 7.72% dividend yield.
Current Price
$55.19
-2.47%GoodMoat Value
$375.07
579.6% undervaluedProfile
Valuation (TTM)
Market Cap$6.47B
P/E8.12
EV—
P/B1.90
Shares Out117.15M
P/Sales2.17
Revenue$2.98B
EV/EBITDA20.79
OneMain Holdings Inc (OMF) Stock Analysis
Market Cap$6.47B
Current Price$55.19
P/E Ratio8.12
Forward P/E—
PEG Ratio1.04
EPS$6.56
Book Value$29.03
P/B Ratio1.90
OMF Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 4.8% FCF growth (CAGR)
Cash vs Debt
Net Debt: 21.1B
Revenue
2.6B
FY19
2.5B
FY20
3.4B
FY21
2.8B
FY22
2.6B
FY23
2.5B
FY24
2.9B
FY25
Net Income
855M
FY19
730M
FY20
1.3B
FY21
872M
FY22
641M
FY23
509M
FY24
783M
FY25
OMF 52-Week Range
$44.89
$70.07
50-Day MA: $55.15200-Day MA: $58.24
Did you know?
Profit margin of 26.8% — that's well above average.
OneMain Holdings Inc (OMF) Financial Summary
OneMain Holdings Inc (OMF) is a Financial Services company in the Credit Services industry, listed on NYSE. The stock currently trades at $55.19 with a market capitalization of $6.47B.
Key valuation metrics include a P/E ratio of 8.12, price-to-book ratio of 1.90, and EPS of $6.56. The company reports a profit margin of 26.8% and return on equity of 23.4%.
OMF Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $6.47B |
| P/E Ratio | 8.12 |
| EPS | $6.56 |
| P/B Ratio | 1.90 |
| P/S Ratio | 2.17 |
| EV/EBITDA | 20.79 |
| Dividend Yield | 7.72% |
| Profit Margin | 26.8% |
| Return on Equity | 23.4% |
| Debt/Equity | 6.67 |
OMF Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $2.65B | $855.00M |
| FY20 | $2.55B | $730.00M |
| FY21 | $3.37B | $1.31B |
| FY22 | $2.77B | $872.00M |
| FY23 | $2.56B | $641.00M |
| FY24 | $2.46B | $509.00M |
| FY25 | $2.91B | $783.00M |
OneMain Holdings Inc (OMF) Valuation
Based on GoodMoat's DCF model, OneMain Holdings Inc has a fair value estimate of $375.07. At the current price of $55.19, the stock appears 85.3% undervalued relative to our intrinsic value estimate.
OMF Quality Indicators
OneMain Holdings Inc maintains a profit margin of 26.8% and an operating margin of 34.4%. Return on equity stands at 23.4%. Debt-to-equity ratio is 6.67.
About OneMain Holdings Inc
OneMain Financial is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We empower our customers to solve today's problems and reach a better financial future through personalized solutions across 48 states, available online and in more than 1,300 locations. OneMain is committed to making a positive impact on the people and the communities we serve.
OMF Free Cash Flow
OneMain Holdings Inc generated $3.13B in trailing twelve-month free cash flow, representing an FCF yield of 48.44%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
OMF Shares Outstanding
OneMain Holdings Inc has 0.12 billion shares outstanding at a share price of $55.19, giving it a market capitalization of $6.47B.