SoFi Technologies Inc
SoFi is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps its more than 7.5 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app. SoFi also equips members with the resources they need to get ahead – like career advisors, Credentialed Financial Planners, exclusive experiences and events, and a thriving community – on their path to financial independence. SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings, SoFi Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.
SOFI's revenue grew at a 41.9% CAGR over the last 6 years.
Current Price
$16.43
+2.05%GoodMoat Value
$21.57
31.3% undervaluedSoFi Technologies Inc (SOFI) Quality Analysis
SOFI Profitability
SOFI Growth
SOFI Financial Health
SOFI Quality & Fundamental Analysis
SoFi Technologies Inc (SOFI) is a Financial Services company in the Credit Services industry, listed on NASDAQ. This quality analysis page evaluates SoFi Technologies Inc's financial health using the Piotroski F-Score methodology, profitability ratios, growth trajectory, and balance sheet strength.
SoFi Technologies Inc has a Piotroski F-Score of N/A out of 9, measuring profitability, leverage, and operating efficiency. The company operates with a profit margin of 13.32% and a return on equity (ROE) of 4.59%. Return on assets (ROA) stands at 0.95%.
The debt-to-equity ratio is 0.18, Operating margin is 15.39%.
GoodMoat's quality analysis uses AI-powered insights to evaluate whether SoFi Technologies Inc is a fundamentally sound investment. The GoodMoat Verdict synthesizes profitability, growth, and financial health scores into a clear investment quality rating. Use these metrics alongside valuation tools like the DCF calculator and fair value models to make informed investment decisions.