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SoFi Technologies Inc

Exchange: NASDAQSector: Financial ServicesIndustry: Credit Services

SoFi is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps its more than 7.5 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app. SoFi also equips members with the resources they need to get ahead – like career advisors, Credentialed Financial Planners, exclusive experiences and events, and a thriving community – on their path to financial independence. SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings, SoFi Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.

Did you know?

SOFI's revenue grew at a 41.9% CAGR over the last 6 years.

Current Price

$16.43

+2.05%

GoodMoat Value

$21.57

31.3% undervalued
Profile
Valuation (TTM)
Market Cap$19.81B
P/E41.16
EV
P/B1.89
Shares Out1.21B
P/Sales5.48
Revenue$3.61B
EV/EBITDA21.55

SoFi Technologies Inc (SOFI) Financial Statements

SOFI Financial Data

EBITDA$760.01M
Revenue (TTM)$3.61B
Gross Profit (TTM)$3.00B
Gross Margin
Operating Margin15.39%
ROE4.59%
ROA0.95%
Debt/Equity0.18
Current Ratio
FCF$-3.99B
FCF Yield-20.16%
Piotroski F-Score
Rev/Share (TTM)$3.00
50-Day MA$17.60
200-Day MA$23.76
Shares Outstanding1.21B

SOFI Computed Insights

FCF$-3.99B
FCF Growth Rate
EPS Growth (CAGR)-3.48%
WACC10.00%

Income Statement

Balance Sheet

Cash Flow Statement

SOFI Financial Statements & Data

SoFi Technologies Inc (SOFI) financial data including income statement, balance sheet, and cash flow statement. This page provides a comprehensive view of SoFi Technologies Inc's financial performance and position as a Financial Services company.

Trailing twelve-month (TTM) revenue is $3.61B. Gross profit (TTM) is $3.00B. EBITDA is $760.01M. Earnings per share (EPS) is $0.39. The P/E ratio is 41.16. Market capitalization is $19.81B.

Free cash flow (FCF) is $-3.99B. EPS growth CAGR is -3.48%. Weighted average cost of capital (WACC) is 10.00%.

Historical revenue data covers 7 years from FY19 to FY25. Net income history spans 7 years. Free cash flow and capital expenditure data spans 7 years. GoodMoat displays interactive charts for revenue, net income, FCF vs CAPEX, and cash-to-debt ratios to help investors identify financial trends.

Use SoFi Technologies Inc's financial data to assess the company's earnings quality, balance sheet health, and cash generation. Compare key metrics across periods to identify trends before making investment decisions with GoodMoat's valuation tools.