Bank of Montreal
Exchange: NYSESector: Financial ServicesIndustry: Banks - Diversified
Values in USD · ADR · Reports in CAD
Bank of Montreal offers various banking products and services in Canada, the United States, and internationally. The companys personal and commercial banking products and services include chequing and savings accounts; banking services, including 24/7 banking, direct deposits, bill payments, overdraft services, money transfers, wire transfers, and travel insurance; credit cards; mortgages; loans and lines of credit; and creditor insurance. It also offers savings plan, investment certificates and mutual funds, online investing, and exchange traded funds; and financial planning services. In addition, the company provides wealth management services, such as full service investment advice, private banking, financial planning, and global asset management services, as well as equity and debt underwriting, corporate lending and project financing, merger and acquisitions advisory services, securitization, treasury management, risk management, debt and equity research, and institutional sales and trading. It operates approximately 1,550 bank branches in Canada and the United States. The company serves small business, commercial, high net worth, corporate, institutional, and government clients. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
Did you know?
Trading 7% above its estimated fair value of $139.65.
Current Price
$149.96
-1.66%GoodMoat Value
$139.65
6.9% overvaluedProfile
Valuation (TTM)
Market Cap$106.31B
P/E15.93
EV—
P/B1.69
Shares Out708.91M
P/Sales3.99
Revenue$26.64B
EV/EBITDA22.91
Bank of Montreal (BMO) Stock Analysis
Market Cap$106.31B
Current Price$149.96
P/E Ratio15.93
Forward P/E—
PEG Ratio0.81
EPS$8.17
Book Value$88.72
P/B Ratio1.69
BMO Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use -19.0% FCF growth (CAGR)
Cash vs Debt
Net Debt: 128.8B
Revenue
19.5B
FY19
19.2B
FY20
21.9B
FY21
24.4B
FY22
21.4B
FY23
23.8B
FY24
25.9B
FY25
Net Income
4.4B
FY19
3.9B
FY20
6.3B
FY21
9.8B
FY22
3.2B
FY23
5.3B
FY24
6.2B
FY25
BMO 52-Week Range
$94.24
$152.49
50-Day MA: $142.26200-Day MA: $128.69
Did you know?
Earnings per share grew at a 6.0% CAGR.
Bank of Montreal (BMO) Financial Summary
Bank of Montreal (BMO) is a Financial Services company in the Banks - Diversified industry, listed on NYSE. The stock currently trades at $149.96 with a market capitalization of $106.31B.
Key valuation metrics include a P/E ratio of 15.93, price-to-book ratio of 1.69, and EPS of $8.17. The company reports a profit margin of 24.6% and return on equity of 10.4%.
BMO Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $106.31B |
| P/E Ratio | 15.93 |
| EPS | $8.17 |
| P/B Ratio | 1.69 |
| P/S Ratio | 3.99 |
| EV/EBITDA | 22.91 |
| Dividend Yield | 3.38% |
| Profit Margin | 24.6% |
| Return on Equity | 10.4% |
| Debt/Equity | 2.85 |
BMO Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $19.45B | $4.40B |
| FY20 | $19.23B | $3.89B |
| FY21 | $21.92B | $6.25B |
| FY22 | $24.43B | $9.81B |
| FY23 | $21.36B | $3.23B |
| FY24 | $23.76B | $5.30B |
| FY25 | $25.91B | $6.22B |
Bank of Montreal (BMO) Valuation
Based on GoodMoat's DCF model, Bank of Montreal has a fair value estimate of $139.65. At the current price of $149.96, the stock appears 7.4% overvalued relative to our intrinsic value estimate.
BMO Quality Indicators
Bank of Montreal maintains a profit margin of 24.6% and an operating margin of 31.8%. Return on equity stands at 10.4%. Debt-to-equity ratio is 2.85.
About Bank of Montreal
Bank of Montreal offers various banking products and services in Canada, the United States, and internationally. The companys personal and commercial banking products and services include chequing and savings accounts; banking services, including 24/7 banking, direct deposits, bill payments, overdraft services, money transfers, wire transfers, and travel insurance; credit cards; mortgages; loans and lines of credit; and creditor insurance. It also offers savings plan, investment certificates and mutual funds, online investing, and exchange traded funds; and financial planning services. In addition, the company provides wealth management services, such as full service investment advice, private banking, financial planning, and global asset management services, as well as equity and debt underwriting, corporate lending and project financing, merger and acquisitions advisory services, securitization, treasury management, risk management, debt and equity research, and institutional sales and trading. It operates approximately 1,550 bank branches in Canada and the United States. The company serves small business, commercial, high net worth, corporate, institutional, and government clients. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
BMO Free Cash Flow
Bank of Montreal generated $6.08B in trailing twelve-month free cash flow, representing an FCF yield of 5.72%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
BMO Shares Outstanding
Bank of Montreal has 0.71 billion shares outstanding at a share price of $149.96, giving it a market capitalization of $106.31B.