Bank Of Nova Scotia
The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. The company provides financial advice, solutions, and day-to-day banking products, including debit cards, checking accounts, credit cards, investments, mortgages, loans, and related creditor insurance products to individuals and small businesses; and commercial banking solutions, including lending, deposit, cash management, and trade finance solutions to medium and large businesses primarily through a network of 1,040 branches and 3,942 automated banking machines. It also offers a range of financial products, solutions, and advice to retail and commercial customers in Latin America, the Caribbean, Central America, and Asia primarily through a network of approximately 3,000 branches and offices, approximately 7,700 automated banking machines, and in-store banking kiosks. In addition, the company offers wealth management services comprising asset management and advisory services for retail and institutional investors; insurance products, such as creditor, non-creditor, life and health, home, property, and auto and travel insurance; cash management, payment services, electronic banking, business deposits, and trade services to small business, commercial, and corporate customers; and correspondent banking products and services to other financial institutions. Further, it offers corporate banking, investment banking, and capital markets solutions to corporate, government, and institutional clients, including corporate lending, equity and debt underwriting, mergers and acquisitions advisory, fixed income and equity sales, trading and research, prime brokerage, securitization, foreign exchange, and energy and rates hedging, as well as precious and base metals sales, trading, and storage. It also offers its products through mobile, Internet, and telephone banking. The company was founded in 1832 and is headquartered in Halifax, Canada.
BNS's revenue grew at a 2.2% CAGR over the last 6 years.
Current Price
$76.57
-1.83%GoodMoat Value
$55.62
27.4% overvaluedBank Of Nova Scotia (BNS) Stock Analysis
BNS Financial Charts
FCF vs CAPEX
Cash vs Debt
Net Cash: 51.4B
Revenue
23.7B
FY19
23.9B
FY20
25.2B
FY21
22.8B
FY22
23.5B
FY23
24.4B
FY24
27.0B
FY25
Net Income
6.4B
FY19
5.2B
FY20
7.8B
FY21
7.2B
FY22
5.4B
FY23
5.6B
FY24
5.6B
FY25
BNS 52-Week Range
BNS's revenue grew at a 2.2% CAGR over the last 6 years.
Bank Of Nova Scotia (BNS) Financial Summary
Bank Of Nova Scotia (BNS) is a Financial Services company in the Banks - Diversified industry, listed on NYSE. The stock currently trades at $76.57 with a market capitalization of $94.66B.
Key valuation metrics include a P/E ratio of 15.29, price-to-book ratio of 1.53, and EPS of $4.05. The company reports a profit margin of 23.5% and return on equity of 10.4%.
BNS Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $94.66B |
| P/E Ratio | 15.29 |
| EPS | $4.05 |
| P/B Ratio | 1.53 |
| P/S Ratio | 3.44 |
| EV/EBITDA | 3.80 |
| Dividend Yield | 4.43% |
| Profit Margin | 23.5% |
| Return on Equity | 10.4% |
| Debt/Equity | 2.27 |
BNS Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $23.69B | $6.40B |
| FY20 | $23.92B | $5.17B |
| FY21 | $25.20B | $7.76B |
| FY22 | $22.77B | $7.19B |
| FY23 | $23.51B | $5.36B |
| FY24 | $24.40B | $5.62B |
| FY25 | $26.96B | $5.56B |
Bank Of Nova Scotia (BNS) Valuation
Based on GoodMoat's DCF model, Bank Of Nova Scotia has a fair value estimate of $55.62. At the current price of $76.57, the stock appears 37.7% overvalued relative to our intrinsic value estimate.
BNS Quality Indicators
Bank Of Nova Scotia maintains a profit margin of 23.5% and an operating margin of 27.8%. Return on equity stands at 10.4%. Debt-to-equity ratio is 2.27.
About Bank Of Nova Scotia
The Bank of Nova Scotia provides various personal, commercial, corporate, and investment banking services in Canada and internationally. The company provides financial advice, solutions, and day-to-day banking products, including debit cards, checking accounts, credit cards, investments, mortgages, loans, and related creditor insurance products to individuals and small businesses; and commercial banking solutions, including lending, deposit, cash management, and trade finance solutions to medium and large businesses primarily through a network of 1,040 branches and 3,942 automated banking machines. It also offers a range of financial products, solutions, and advice to retail and commercial customers in Latin America, the Caribbean, Central America, and Asia primarily through a network of approximately 3,000 branches and offices, approximately 7,700 automated banking machines, and in-store banking kiosks. In addition, the company offers wealth management services comprising asset management and advisory services for retail and institutional investors; insurance products, such as creditor, non-creditor, life and health, home, property, and auto and travel insurance; cash management, payment services, electronic banking, business deposits, and trade services to small business, commercial, and corporate customers; and correspondent banking products and services to other financial institutions. Further, it offers corporate banking, investment banking, and capital markets solutions to corporate, government, and institutional clients, including corporate lending, equity and debt underwriting, mergers and acquisitions advisory, fixed income and equity sales, trading and research, prime brokerage, securitization, foreign exchange, and energy and rates hedging, as well as precious and base metals sales, trading, and storage. It also offers its products through mobile, Internet, and telephone banking. The company was founded in 1832 and is headquartered in Halifax, Canada.
BNS Free Cash Flow
Bank Of Nova Scotia generated $3.61B in trailing twelve-month free cash flow, representing an FCF yield of 3.82%. This moderate FCF yield indicates reasonable cash generation.
BNS Shares Outstanding
Bank Of Nova Scotia has 1.24 billion shares outstanding at a share price of $76.57, giving it a market capitalization of $94.66B.