CNO Financial Group Inc
Exchange: NYSESector: Financial ServicesIndustry: Insurance - Life
CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities and financial services through our family of brands, including Bankers Life, Colonial Penn, Optavise and Washington National. Our customers work hard to save for the future, and we help protect their health, income and retirement needs with 3.2 million policies and $38.8 billion in total assets. Our 3,300 associates, 5,000 exclusive agents and more than 7,000 independent partner agents guide individuals, families and businesses through a lifetime of financial decisions.
Did you know?
Profit margin stands at 4.9%.
Current Price
$44.63
+0.40%GoodMoat Value
$164.36
268.3% undervaluedProfile
Valuation (TTM)
Market Cap$4.26B
P/E19.21
EV—
P/B1.61
Shares Out95.35M
P/Sales0.95
Revenue$4.49B
EV/EBITDA14.24
CNO Financial Group Inc (CNO) Stock Analysis
Market Cap$4.26B
Current Price$44.63
P/E Ratio19.21
Forward P/E—
PEG Ratio-0.43
EPS$2.30
Book Value$27.67
P/B Ratio1.61
CNO Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use -0.5% FCF growth (CAGR)
Cash vs Debt
Net Debt: 3.1B
Revenue
4.0B
FY19
3.8B
FY20
4.1B
FY21
3.6B
FY22
4.1B
FY23
4.4B
FY24
4.5B
FY25
Net Income
409M
FY19
302M
FY20
570M
FY21
631M
FY22
277M
FY23
421M
FY24
229M
FY25
CNO 52-Week Range
$35.04
$44.66
50-Day MA: $41.94200-Day MA: $40.46
Did you know?
Currently trading near its 52-week high — in the top 0% of its range.
CNO Financial Group Inc (CNO) Financial Summary
CNO Financial Group Inc (CNO) is a Financial Services company in the Insurance - Life industry, listed on NYSE. The stock currently trades at $44.63 with a market capitalization of $4.26B.
Key valuation metrics include a P/E ratio of 19.21, price-to-book ratio of 1.61, and EPS of $2.30. The company reports a profit margin of 4.9% and return on equity of 8.4%.
CNO Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $4.26B |
| P/E Ratio | 19.21 |
| EPS | $2.30 |
| P/B Ratio | 1.61 |
| P/S Ratio | 0.95 |
| EV/EBITDA | 14.24 |
| Dividend Yield | 1.56% |
| Profit Margin | 4.9% |
| Return on Equity | 8.4% |
| Debt/Equity | 1.54 |
CNO Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $4.02B | $409.40M |
| FY20 | $3.82B | $301.80M |
| FY21 | $4.12B | $570.30M |
| FY22 | $3.58B | $630.60M |
| FY23 | $4.15B | $276.50M |
| FY24 | $4.45B | $420.80M |
| FY25 | $4.49B | $229.30M |
CNO Financial Group Inc (CNO) Valuation
Based on GoodMoat's DCF model, CNO Financial Group Inc has a fair value estimate of $164.36. At the current price of $44.63, the stock appears 72.8% undervalued relative to our intrinsic value estimate.
CNO Quality Indicators
CNO Financial Group Inc maintains a profit margin of 4.9% and an operating margin of 11.7%. Return on equity stands at 8.4%. Debt-to-equity ratio is 1.54.
About CNO Financial Group Inc
CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities and financial services through our family of brands, including Bankers Life, Colonial Penn, Optavise and Washington National. Our customers work hard to save for the future, and we help protect their health, income and retirement needs with 3.2 million policies and $38.8 billion in total assets. Our 3,300 associates, 5,000 exclusive agents and more than 7,000 independent partner agents guide individuals, families and businesses through a lifetime of financial decisions.
CNO Free Cash Flow
CNO Financial Group Inc generated $675.70M in trailing twelve-month free cash flow, representing an FCF yield of 15.88%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
CNO Shares Outstanding
CNO Financial Group Inc has 0.10 billion shares outstanding at a share price of $44.63, giving it a market capitalization of $4.26B.