First National Corp (Strasburg VA)
Exchange: NASDAQSector: Financial ServicesIndustry: Banks - Regional
First National Corporation is the parent company and bank holding company of First Bank, a community bank that first opened for business in 1907 in Strasburg, Virginia. First Bank offers loan and deposit products and services through its website, www.fbvirginia.com, its mobile banking platform, a network of ATMs located throughout its market area, one loan production office, a customer service center in a retirement community, and 20 bank branch office locations located throughout the Shenandoah Valley, the central regions of Virginia, the city of Richmond, and the Roanoke, Virginia market. In addition to providing traditional banking services, First Bank operates a wealth management division under the name First Bank Wealth Management. First Bank also owns First Bank Financial Services, Inc., which invests in entities that provide investment services and title insurance.
Did you know?
Pays a 2.28% dividend yield.
Current Price
$26.85
-1.07%GoodMoat Value
$55.46
106.6% undervaluedProfile
Valuation (TTM)
Market Cap$241.94M
P/E13.67
EV—
P/B1.30
Shares Out9.01M
P/Sales2.77
Revenue$87.38M
EV/EBITDA4.67
First National Corp (Strasburg VA) (FXNC) Stock Analysis
Market Cap$241.94M
Current Price$26.85
P/E Ratio13.67
Forward P/E—
PEG Ratio-0.04
EPS$1.96
Book Value$20.66
P/B Ratio1.30
FXNC Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 13.1% FCF growth (CAGR)
Cash vs Debt
Net Cash: 118M
Revenue
36M
FY19
35M
FY20
46M
FY21
56M
FY22
49M
FY23
61M
FY24
87M
FY25
Net Income
10M
FY19
9M
FY20
10M
FY21
17M
FY22
10M
FY23
7M
FY24
18M
FY25
FXNC 52-Week Range
$18.09
$29.45
50-Day MA: $27.26200-Day MA: $24.58
Did you know?
Profit margin of 20.3% — that's well above average.
First National Corp (Strasburg VA) (FXNC) Financial Summary
First National Corp (Strasburg VA) (FXNC) is a Financial Services company in the Banks - Regional industry, listed on NASDAQ. The stock currently trades at $26.85 with a market capitalization of $241.94M.
Key valuation metrics include a P/E ratio of 13.67, price-to-book ratio of 1.30, and EPS of $1.96. The company reports a profit margin of 20.3% and return on equity of 9.5%.
FXNC Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $241.94M |
| P/E Ratio | 13.67 |
| EPS | $1.96 |
| P/B Ratio | 1.30 |
| P/S Ratio | 2.77 |
| EV/EBITDA | 4.67 |
| Dividend Yield | 2.28% |
| Profit Margin | 20.3% |
| Return on Equity | 9.5% |
| Debt/Equity | 0.23 |
FXNC Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $36.11M | $9.56M |
| FY20 | $34.72M | $8.86M |
| FY21 | $45.68M | $10.36M |
| FY22 | $56.35M | $16.80M |
| FY23 | $49.05M | $9.62M |
| FY24 | $60.98M | $6.97M |
| FY25 | $87.38M | $17.70M |
First National Corp (Strasburg VA) (FXNC) Valuation
Based on GoodMoat's DCF model, First National Corp (Strasburg VA) has a fair value estimate of $55.46. At the current price of $26.85, the stock appears 51.6% undervalued relative to our intrinsic value estimate.
FXNC Quality Indicators
First National Corp (Strasburg VA) maintains a profit margin of 20.3% and an operating margin of 25.1%. Return on equity stands at 9.5%. Debt-to-equity ratio is 0.23.
About First National Corp (Strasburg VA)
First National Corporation is the parent company and bank holding company of First Bank, a community bank that first opened for business in 1907 in Strasburg, Virginia. First Bank offers loan and deposit products and services through its website, www.fbvirginia.com, its mobile banking platform, a network of ATMs located throughout its market area, one loan production office, a customer service center in a retirement community, and 20 bank branch office locations located throughout the Shenandoah Valley, the central regions of Virginia, the city of Richmond, and the Roanoke, Virginia market. In addition to providing traditional banking services, First Bank operates a wealth management division under the name First Bank Wealth Management. First Bank also owns First Bank Financial Services, Inc., which invests in entities that provide investment services and title insurance.
FXNC Free Cash Flow
First National Corp (Strasburg VA) generated $22.63M in trailing twelve-month free cash flow, representing an FCF yield of 9.35%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
FXNC Shares Outstanding
First National Corp (Strasburg VA) has 0.01 billion shares outstanding at a share price of $26.85, giving it a market capitalization of $241.94M.