Nicolet Bankshares Inc
Exchange: NYSESector: Financial ServicesIndustry: Banks - Regional
Nicolet Bankshares, Inc. is the bank holding company of Nicolet National Bank, a growing, full-service, community bank providing services ranging from commercial, agricultural and consumer banking to wealth management and retirement plan services. Founded in Green Bay in 2000, Nicolet National Bank operates branches primarily in Wisconsin, Michigan, and Minnesota.
Did you know?
Pays a 0.87% dividend yield.
Current Price
$144.99
-1.06%GoodMoat Value
$278.86
92.3% undervaluedProfile
Valuation (TTM)
Market Cap$2.15B
P/E14.24
EV—
P/B1.71
Shares Out14.80M
P/Sales5.53
Revenue$387.79M
EV/EBITDA8.02
Nicolet Bankshares Inc (NIC) Stock Analysis
Market Cap$2.15B
Current Price$144.99
P/E Ratio14.24
Forward P/E—
PEG Ratio0.68
EPS$9.78
Book Value$84.98
P/B Ratio1.71
NIC Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 18.9% FCF growth (CAGR)
Cash vs Debt
Net Cash: 525M
Revenue
168M
FY19
182M
FY20
210M
FY21
286M
FY22
272M
FY23
346M
FY24
388M
FY25
Net Income
55M
FY19
60M
FY20
61M
FY21
94M
FY22
62M
FY23
124M
FY24
151M
FY25
NIC 52-Week Range
$114.52
$161.04
50-Day MA: $150.23200-Day MA: $136.31
Did you know?
Price sits at 65% of its 52-week range.
Nicolet Bankshares Inc (NIC) Financial Summary
Nicolet Bankshares Inc (NIC) is a Financial Services company in the Banks - Regional industry, listed on NYSE. The stock currently trades at $144.99 with a market capitalization of $2.15B.
Key valuation metrics include a P/E ratio of 14.24, price-to-book ratio of 1.71, and EPS of $9.78. The company reports a profit margin of 38.9% and return on equity of 12.0%.
NIC Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $2.15B |
| P/E Ratio | 14.24 |
| EPS | $9.78 |
| P/B Ratio | 1.71 |
| P/S Ratio | 5.53 |
| EV/EBITDA | 8.02 |
| Dividend Yield | 0.87% |
| Profit Margin | 38.9% |
| Return on Equity | 12.0% |
| Debt/Equity | 0.11 |
NIC Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $168.25M | $54.64M |
| FY20 | $181.66M | $60.12M |
| FY21 | $210.42M | $60.65M |
| FY22 | $286.38M | $94.26M |
| FY23 | $272.50M | $61.52M |
| FY24 | $346.48M | $124.06M |
| FY25 | $387.79M | $150.69M |
Nicolet Bankshares Inc (NIC) Valuation
Based on GoodMoat's DCF model, Nicolet Bankshares Inc has a fair value estimate of $278.86. At the current price of $144.99, the stock appears 48.0% undervalued relative to our intrinsic value estimate.
NIC Quality Indicators
Nicolet Bankshares Inc maintains a profit margin of 38.9% and an operating margin of 48.2%. Return on equity stands at 12.0%. Debt-to-equity ratio is 0.11.
About Nicolet Bankshares Inc
Nicolet Bankshares, Inc. is the bank holding company of Nicolet National Bank, a growing, full-service, community bank providing services ranging from commercial, agricultural and consumer banking to wealth management and retirement plan services. Founded in Green Bay in 2000, Nicolet National Bank operates branches primarily in Wisconsin, Michigan, and Minnesota.
NIC Free Cash Flow
Nicolet Bankshares Inc generated $151.77M in trailing twelve-month free cash flow, representing an FCF yield of 7.07%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
NIC Shares Outstanding
Nicolet Bankshares Inc has 0.01 billion shares outstanding at a share price of $144.99, giving it a market capitalization of $2.15B.