Toronto Dominion Bank
The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. The Canadian Retail segment offers various financial products and services, as well as telephone, Internet, and mobile banking services to approximately 15 million personal and small business customers through a network of 1,165 branches and 2,867 automated banking machines in Canada. This segment offers financing, investment, cash management, international trade services, and day-to-day banking needs to medium and large Canadian businesses; financing options to customers at point-of-sale for automotive and recreational vehicle purchases through its auto dealer network; credit cards; direct investing, advice, and asset management services to retail and institutional clients; and home, auto, credit protection, travel, and life and health insurance products, as well as credit card balance protection products through direct channels. The U.S. Retail segment provides retail and commercial banking services, as well as wealth management services in the United States. This segment offers its financial products and services through a network of approximately 1,318 stores located along the east coast from Maine to Florida; telephone, mobile, and Internet banking; and automated banking machines. The Wholesale Banking segment provides a range of capital markets, investment banking, and corporate banking products and services comprising underwriting and distribution of new debt and equity issues; advising on strategic acquisitions and divestitures; and meeting the daily trading, funding, and investment needs to companies, governments, and institutions in financial markets worldwide. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
A large-cap company with a $183.0B market cap.
Current Price
$106.25
-0.99%GoodMoat Value
$192.24
80.9% undervaluedToronto Dominion Bank (TD) Stock Analysis
TD Financial Charts
FCF vs CAPEX
Cash vs Debt
Net Cash: 75.9B
Revenue
31.3B
FY19
33.3B
FY20
34.4B
FY21
35.5B
FY22
37.0B
FY23
41.5B
FY24
48.4B
FY25
Net Income
8.9B
FY19
9.1B
FY20
11.5B
FY21
12.6B
FY22
7.8B
FY23
6.4B
FY24
14.7B
FY25
TD 52-Week Range
Pays a 2.99% dividend yield.
Toronto Dominion Bank (TD) Financial Summary
Toronto Dominion Bank (TD) is a Financial Services company in the Banks - Diversified industry, listed on NYSE. The stock currently trades at $106.25 with a market capitalization of $183.02B.
Key valuation metrics include a P/E ratio of 14.78, price-to-book ratio of 22.04, and EPS of $8.26. The company reports a profit margin of 33.6% and return on equity of 152.2%.
TD Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $183.02B |
| P/E Ratio | 14.78 |
| EPS | $8.26 |
| P/B Ratio | 22.04 |
| P/S Ratio | 4.86 |
| EV/EBITDA | 6.82 |
| Dividend Yield | 2.99% |
| Profit Margin | 33.6% |
| Return on Equity | 152.2% |
| Debt/Equity | 0.92 |
TD Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $31.35B | $8.91B |
| FY20 | $33.32B | $9.08B |
| FY21 | $34.43B | $11.53B |
| FY22 | $35.53B | $12.63B |
| FY23 | $37.00B | $7.76B |
| FY24 | $41.47B | $6.41B |
| FY25 | $48.41B | $14.67B |
Toronto Dominion Bank (TD) Valuation
Based on GoodMoat's DCF model, Toronto Dominion Bank has a fair value estimate of $192.24. At the current price of $106.25, the stock appears 44.7% undervalued relative to our intrinsic value estimate.
TD Quality Indicators
Toronto Dominion Bank maintains a profit margin of 33.6% and an operating margin of 41.5%. Return on equity stands at 152.2%. Debt-to-equity ratio is 0.92.
About Toronto Dominion Bank
The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. The Canadian Retail segment offers various financial products and services, as well as telephone, Internet, and mobile banking services to approximately 15 million personal and small business customers through a network of 1,165 branches and 2,867 automated banking machines in Canada. This segment offers financing, investment, cash management, international trade services, and day-to-day banking needs to medium and large Canadian businesses; financing options to customers at point-of-sale for automotive and recreational vehicle purchases through its auto dealer network; credit cards; direct investing, advice, and asset management services to retail and institutional clients; and home, auto, credit protection, travel, and life and health insurance products, as well as credit card balance protection products through direct channels. The U.S. Retail segment provides retail and commercial banking services, as well as wealth management services in the United States. This segment offers its financial products and services through a network of approximately 1,318 stores located along the east coast from Maine to Florida; telephone, mobile, and Internet banking; and automated banking machines. The Wholesale Banking segment provides a range of capital markets, investment banking, and corporate banking products and services comprising underwriting and distribution of new debt and equity issues; advising on strategic acquisitions and divestitures; and meeting the daily trading, funding, and investment needs to companies, governments, and institutions in financial markets worldwide. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
TD Free Cash Flow
Toronto Dominion Bank generated $-51.28B in trailing twelve-month free cash flow, representing an FCF yield of -28.02%. This low FCF yield may reflect heavy reinvestment or growth spending.
TD Shares Outstanding
Toronto Dominion Bank has 1.72 billion shares outstanding at a share price of $106.25, giving it a market capitalization of $183.02B.