Webster Financial Corp
Exchange: NYSESector: Financial ServicesIndustry: Banks - Regional
Webster Financial Corporation (“Webster”) is the holding company for Webster Bank, N.A. (“Webster Bank”). Headquartered in Stamford, CT, Webster is a values-driven organization with more than $80 billion in total assets. Webster Bank is a commercial bank that provides a wide range of financial products and services to businesses, individuals, and families across three differentiated lines of business: Commercial Banking, Healthcare Financial Services, and Consumer Banking. While its core footprint spans the Northeast from the New York metropolitan area to Rhode Island and Massachusetts, certain businesses operate in extended geographies. Webster Bank is a member of the FDIC and an equal housing lender.
Current Price
$72.70
+0.01%GoodMoat Value
$204.43
181.2% undervaluedProfile
Valuation (TTM)
Market Cap$11.72B
P/E11.79
EV—
P/B1.23
Shares Out161.20M
P/Sales4.27
Revenue$2.74B
EV/EBITDA10.46
Webster Financial Corp (WBS) Stock Analysis
Market Cap$11.72B
Current Price$72.70
P/E Ratio11.79
Forward P/E—
PEG Ratio0.77
EPS$5.90
Book Value$58.88
P/B Ratio1.23
WBS Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use 24.0% FCF growth (CAGR)
Cash vs Debt
Net Debt: 1.9B
Revenue
1.2B
FY19
1.0B
FY20
1.3B
FY21
2.2B
FY22
2.5B
FY23
2.4B
FY24
2.7B
FY25
Net Income
383M
FY19
221M
FY20
409M
FY21
644M
FY22
868M
FY23
769M
FY24
1.0B
FY25
WBS 52-Week Range
$48.48
$73.83
50-Day MA: $70.53200-Day MA: $63.44
Did you know?
Earnings per share grew at a 17.4% CAGR.
Webster Financial Corp (WBS) Financial Summary
Webster Financial Corp (WBS) is a Financial Services company in the Banks - Regional industry, listed on NYSE. The stock currently trades at $72.70 with a market capitalization of $11.72B.
Key valuation metrics include a P/E ratio of 11.79, price-to-book ratio of 1.23, and EPS of $5.90. The company reports a profit margin of 37.2% and return on equity of 10.8%.
WBS Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $11.72B |
| P/E Ratio | 11.79 |
| EPS | $5.90 |
| P/B Ratio | 1.23 |
| P/S Ratio | 4.27 |
| EV/EBITDA | 10.46 |
| Dividend Yield | 2.28% |
| Profit Margin | 37.2% |
| Return on Equity | 10.8% |
| Debt/Equity | 0.45 |
WBS Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $1.20B | $382.72M |
| FY20 | $1.04B | $220.62M |
| FY21 | $1.28B | $408.86M |
| FY22 | $2.19B | $644.28M |
| FY23 | $2.50B | $867.84M |
| FY24 | $2.37B | $768.71M |
| FY25 | $2.69B | $1.00B |
Webster Financial Corp (WBS) Valuation
Based on GoodMoat's DCF model, Webster Financial Corp has a fair value estimate of $204.43. At the current price of $72.70, the stock appears 64.4% undervalued relative to our intrinsic value estimate.
WBS Quality Indicators
Webster Financial Corp maintains a profit margin of 37.2% and an operating margin of 46.9%. Return on equity stands at 10.8%. Debt-to-equity ratio is 0.45.
About Webster Financial Corp
Webster Financial Corporation (“Webster”) is the holding company for Webster Bank, N.A. (“Webster Bank”). Headquartered in Stamford, CT, Webster is a values-driven organization with more than $80 billion in total assets. Webster Bank is a commercial bank that provides a wide range of financial products and services to businesses, individuals, and families across three differentiated lines of business: Commercial Banking, Healthcare Financial Services, and Consumer Banking. While its core footprint spans the Northeast from the New York metropolitan area to Rhode Island and Massachusetts, certain businesses operate in extended geographies. Webster Bank is a member of the FDIC and an equal housing lender.
WBS Free Cash Flow
Webster Financial Corp generated $1.01B in trailing twelve-month free cash flow, representing an FCF yield of 8.64%. This strong FCF yield suggests the company generates substantial cash relative to its market value.
WBS Shares Outstanding
Webster Financial Corp has 0.16 billion shares outstanding at a share price of $72.70, giving it a market capitalization of $11.72B.