Bank Of America Corp
Exchange: NYSESector: Financial ServicesIndustry: Banks - Diversified
In its 47th year on Sunday, October 12, 2025, the Bank of America Chicago Marathon will welcome thousands of participants from more than 100 countries and all 50 states, including a world-class professional athlete field, top regional and Masters runners, race veterans, debut marathoners and charity participants. The race's iconic course takes participants through 29 vibrant neighborhoods on an architectural and cultural tour of Chicago. Annually, more than a million spectators line the streets cheering on tens of thousands of participants from the start line to the final stretch down Columbus Drive. As a result of the race's national and international draw, the Chicago Marathon assists in raising millions of dollars for a variety of charitable causes while generating over $683 million in annual economic impact to its host city. The 2025 Bank of America Chicago Marathon, a member of the Abbott World Marathon Majors, will start and finish in Grant Park beginning at 7:30 a.m. on Sunday, October 12. In advance of the race, a three-day Abbott Health & Fitness Expo will be held at McCormick Place Convention Center on Thursday, October 9, Friday, October 10, and Saturday, October 11.
Did you know?
BAC's revenue grew at a 3.6% CAGR over the last 6 years.
Current Price
$49.38
+0.22%GoodMoat Value
$110.50
123.8% undervaluedProfile
Valuation (TTM)
Market Cap$360.60B
P/E12.41
EV$501.74B
P/B1.19
Shares Out7.30B
P/Sales3.19
Revenue$113.10B
EV/EBITDA12.88
Bank Of America Corp (BAC) Stock Analysis
GoodMoat Analysis
Bank of America is a high-quality, large-scale financial institution with a durable competitive moat, but its current valuation appears to be fairly priced, offering a limited margin of safety for a classic value investor. The business benefits from significant scale, brand power, and regulatory barriers. Further investigation hinges on whether its modest valuation discount is sufficient given its steady, moderate-growth profile.
Read full analysis
Bank of America Corp (BAC) is one of the world's largest diversified financial institutions, providing a full suite of banking, investment, and asset management services to consumers, corporations, and institutions. Applying the GoodMoat framework, it demonstrates a durable competitive advantage, scoring well in key moat criteria: it possesses immense Scale Privilege through its national branch network and deposit base, significant Brand & Culture recognition, and high Regulatory Barriers to entry in its core banking operations. Its role as a systemically important financial institution further entrenches its position. On quality, it shows strong fundamentals with a solid ROE of 10.1%, a robust operating margin of 38.3%, and a healthy profit margin of 27.0%, though its debt/equity ratio of 2.34 is typical for a leveraged banking model. The company passes the initial Moat & Quality Gate for further analysis. On valuation, the stock trades at a P/E of 12.25 and offers a dividend yield of 2.69%. While not expensive, the provided GoodMoat Target of $110.50 implies a massive margin of safety that is inconsistent with the company's current market price and sector multiples, suggesting the target may be an outlier or based on a different methodology. A standard bank analysis using Price-to-Book (P/B) as per Sector-Specific Rules would be more appropriate. For a value investor, BAC represents a high-quality business likely trading near its fair value, making the current setup more 'with caution' than 'favourable' unless a deeper discount to tangible book value emerges. Analysis based on data as of 2024-05-15.
Market Cap$360.60B
Current Price$49.38
P/E Ratio12.41
Forward P/E—
PEG Ratio0.63
EPS$3.81
Book Value$41.53
P/B Ratio1.19
BAC Financial Charts
FCF vs CAPEX
FCFCAPEX
Forward estimates use -23.3% FCF growth (CAGR)
Cash vs Debt
Net Debt: 154.7B
Revenue
91.2B
FY19
85.5B
FY20
89.1B
FY21
95.0B
FY22
102.8B
FY23
105.9B
FY24
113.1B
FY25
Net Income
27.4B
FY19
17.9B
FY20
32.0B
FY21
27.5B
FY22
26.3B
FY23
27.0B
FY24
30.5B
FY25
BAC 52-Week Range
$34.26
$56.92
50-Day MA: $50.55200-Day MA: $50.35
Did you know?
BAC's revenue grew at a 3.6% CAGR over the last 6 years.
Bank Of America Corp (BAC) Financial Summary
Bank Of America Corp (BAC) is a Financial Services company in the Banks - Diversified industry, listed on NYSE. The stock currently trades at $49.38 with a market capitalization of $360.60B.
Key valuation metrics include a P/E ratio of 12.41, price-to-book ratio of 1.19, and EPS of $3.81. The company reports a profit margin of 27.0% and return on equity of 10.1%.
BAC Key Financial Metrics
| Metric | Value |
|---|---|
| Market Cap | $360.60B |
| P/E Ratio | 12.41 |
| EPS | $3.81 |
| P/B Ratio | 1.19 |
| P/S Ratio | 3.19 |
| EV/EBITDA | 12.88 |
| Dividend Yield | 2.65% |
| Profit Margin | 27.0% |
| Return on Equity | 10.1% |
| Debt/Equity | 2.34 |
BAC Revenue & Earnings History
| Year | Revenue | Net Income |
|---|---|---|
| FY19 | $91.24B | $27.43B |
| FY20 | $85.53B | $17.89B |
| FY21 | $89.11B | $31.98B |
| FY22 | $94.95B | $27.53B |
| FY23 | $102.77B | $26.30B |
| FY24 | $105.86B | $26.97B |
| FY25 | $113.10B | $30.51B |
Bank Of America Corp (BAC) Valuation
Based on GoodMoat's DCF model, Bank Of America Corp has a fair value estimate of $110.50. At the current price of $49.38, the stock appears 55.3% undervalued relative to our intrinsic value estimate.
BAC Quality Indicators
Bank Of America Corp maintains a profit margin of 27.0% and an operating margin of 38.3%. Return on equity stands at 10.1%. Debt-to-equity ratio is 2.34.
About Bank Of America Corp
In its 47th year on Sunday, October 12, 2025, the Bank of America Chicago Marathon will welcome thousands of participants from more than 100 countries and all 50 states, including a world-class professional athlete field, top regional and Masters runners, race veterans, debut marathoners and charity participants. The race's iconic course takes participants through 29 vibrant neighborhoods on an architectural and cultural tour of Chicago. Annually, more than a million spectators line the streets cheering on tens of thousands of participants from the start line to the final stretch down Columbus Drive. As a result of the race's national and international draw, the Chicago Marathon assists in raising millions of dollars for a variety of charitable causes while generating over $683 million in annual economic impact to its host city. The 2025 Bank of America Chicago Marathon, a member of the Abbott World Marathon Majors, will start and finish in Grant Park beginning at 7:30 a.m. on Sunday, October 12. In advance of the race, a three-day Abbott Health & Fitness Expo will be held at McCormick Place Convention Center on Thursday, October 9, Friday, October 10, and Saturday, October 11.
BAC Free Cash Flow
Bank Of America Corp generated $12.61B in trailing twelve-month free cash flow, representing an FCF yield of 3.50%. This moderate FCF yield indicates reasonable cash generation.
BAC Shares Outstanding
Bank Of America Corp has 7.30 billion shares outstanding at a share price of $49.38, giving it a market capitalization of $360.60B.
BAC Recent Insider Trades
Recent insider transactions at Bank Of America Corp include:
| Insider | Type | Shares | Value |
|---|---|---|---|
| Mensah Bernard A (President, International) | SELL | 94,000 | $4.41M |
| Scrivener Thomas M (Chief Operations Executive) | SELL | 50,000 | $2.49M |
| Bronstein Sheri B. (Chief People Officer) | SELL | 60,000 | $2.99M |